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Rent-A-Center

1358 West 15th Street, Panama City, FL 32401 (850) 784-9988
4.3 out of 5 stars, 182 Google reviews 4.3 (182 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Smartphones
Inside Rent-A-Center
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this Rent-A-Center carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Smartphones
Smartphones and tablets
Gaming
Consoles and accessories

This location

1358 West 15th Street, Panama City, FL.

Call (850) 784-9988 Get directions

Rent-A-Center will tell you what you qualify for before anything is run, stated by Rent-A-Center.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Store hours for Rent-A-Center may vary. Contact the store directly at (850) 784-9988 to confirm current hours.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (850) 784-9988 or visiting in person at 1358 West 15th Street, Panama City, FL.

Hours and how to get there

Hours not on file

This location has not published its hours. Call (850) 784-9988 before you go.

Where to find it
1358 West 15th Street Panama City, FL 32401

Customer reviews

4.3 out of 5 stars, 182 Google reviews 4.3 182 · Google
Have you visited this store? Write a review on Google
adam brock
adam brock 4 months ago

This place is gross and the workers are incompetent. Don’t use them.

Nikeda Kamau
Nikeda Kamau 4 months ago

We had a fantastic experience browsing for a new sofa, and Yvonne's outstanding service made all the difference. Her commitment to delivering personalized solutions and treating customers with respect is truly commendable. We appreciate her efforts and will definitely return for future purchases.

Noelle Kerr
Noelle Kerr 5 months ago

Yvonne is AMAZING! She was so helpful and so nice, highly recommend!

Lisa Deese
Lisa Deese 6 months ago

YVONNE FROM THE 15TH STREET STORE IN PANAMA CITY FLORIDA IS AMAZING . SHE REALLY WENT ABOVE AND BEYOND TO MAKE SURE I WAS TREATED LIKE GOLD. SHE KNOWS THE TRUE MEANING OF CUSTOMER SERVICE.

Tony
Tony 6 months ago

The whole staff sucks! Very disrespectful! Doesn't care about customers! Especially the Big lady GiGi! She has the most disrespect attitude! She brings her problems to work and yell at customers! They show no type of good customer service! Honestly, just fire the whole staff!

Evan Bagwell
Evan Bagwell 10 months ago

Nice people very helpful/responsive

Nora Bradley
Nora Bradley 1 year ago

Came in looking for a couch. Wasn't greeted as we walked in, one employee was on the phone with I'm assuming a customer and I'm not even sure what the other employee was doing in his office. The employee on the phone was dealing with I assume a difficult customer, because she was cussing, rolling her eyes, huffing and puffing, all of that. I understand dealing with difficult customers can be frustrating but you really shouldn't let other potential customers see you like that; you've got to maintain your composure. Once off the phone she came to "help" us, but didn't really talk to us much at all about what we were looking for, before walking away sort of mid conversation to go answer the phone. The customer on the phone was asking a bunch of questions about renting, and the employee seemed a bit rude to said customer just because of his questions. After all of this we just walked out and decided to do business elsewhere, because if this encounter was a reflection of how renting/buying through Rent-a-Center would be, I want no part of it. Do not recommend.

Amanda McComb
Amanda McComb 1 year ago

I do not recommend this rental store. The strong smell of smoke creates an unclean atmosphere, and I observed roaches near the furniture. Given these unsanitary conditions, I would be concerned about the quality and cleanliness of any rented items. It would be best to consider other options.

Paul
Paul 2 years ago

These people don't work with you on your payment. Been doing busy with RAC in Ohio for years and never had problems until I moved to Florida. Aaron's worked with me on my payment. Stay away from RAC.

Emily Cassidy
Emily Cassidy 2 years ago

10/14/ 24 Absolutely horrible service!!!! I needed to rent a recliner because of a knee replacement surgery and there was 1 recliner plugged in that did not recline all the way and when I asked if I could try any others she said they did not have any plugged in for me to try. Didn’t even try to leave the counter to assist me. Very disappointed at the lack of service I was given. I just walked out the door. They could care less. Update: I called the 1800 number And the gentleman said he couldn’t even find my review to be able to help me so I don’t know what the whole purpose of calling the number does?

Keep looking

Other places to try in Panama City, FL

More stores in Panama City

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Nearest first. The figure is that store's own Google rating.

Listings and rankings on VRTO are never paid for. How rankings work

Categories at this store

Each opens that category across Panama City. The count is the Panama City stores carrying it.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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