Rent-A-Center

4.3 (180 reviews) on Google

1358 West 15th Street, Panama City, FL 32401

Inside Rent-A-Center

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Store hours for Rent-A-Center may vary. Contact the store directly at (850) 784-9988 to confirm current hours.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (850) 784-9988 or visiting in person at 1358 West 15th Street, Panama City, FL.

Location

1358 West 15th Street, Panama City, FL 32401

Get directions

Customer reviews

4.3
Based on 180 Google reviews
4.3

180 reviews

5
30%
4
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3
0%
2
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1
70%
Have you visited this store? Write a review on Google
adam brock
adam brock 1 month ago

This place is gross and the workers are incompetent. Don’t use them.

Nikeda Kamau
Nikeda Kamau 1 month ago

We had a fantastic experience browsing for a new sofa, and Yvonne's outstanding service made all the difference. Her commitment to delivering personalized solutions and treating customers with respect is truly commendable. We appreciate her efforts and will definitely return for future purchases.

Lisa Deese
Lisa Deese 3 months ago

YVONNE FROM THE 15TH STREET STORE IN PANAMA CITY FLORIDA IS AMAZING . SHE REALLY WENT ABOVE AND BEYOND TO MAKE SURE I WAS TREATED LIKE GOLD. SHE KNOWS THE TRUE MEANING OF CUSTOMER SERVICE.

Tony
Tony 3 months ago

The whole staff sucks! Very disrespectful! Doesn't care about customers! Especially the Big lady GiGi! She has the most disrespect attitude! She brings her problems to work and yell at customers! They show no type of good customer service! Honestly, just fire the whole staff!

Evan Bagwell
Evan Bagwell 7 months ago

Nice people very helpful/responsive

Nora Bradley
Nora Bradley 1 year ago

Came in looking for a couch. Wasn't greeted as we walked in, one employee was on the phone with I'm assuming a customer and I'm not even sure what the other employee was doing in his office. The employee on the phone was dealing with I assume a difficult customer, because she was cussing, rolling her eyes, huffing and puffing, all of that. I understand dealing with difficult customers can be frustrating but you really shouldn't let other potential customers see you like that; you've got to maintain your composure. Once off the phone she came to "help" us, but didn't really talk to us much at all about what we were looking for, before walking away sort of mid conversation to go answer the phone. The customer on the phone was asking a bunch of questions about renting, and the employee seemed a bit rude to said customer just because of his questions. After all of this we just walked out and decided to do business elsewhere, because if this encounter was a reflection of how renting/buying through Rent-a-Center would be, I want no part of it. Do not recommend.

Amanda McComb
Amanda McComb 1 year ago

I do not recommend this rental store. The strong smell of smoke creates an unclean atmosphere, and I observed roaches near the furniture. Given these unsanitary conditions, I would be concerned about the quality and cleanliness of any rented items. It would be best to consider other options.

Paul
Paul 1 year ago

These people don't work with you on your payment. Been doing busy with RAC in Ohio for years and never had problems until I moved to Florida. Aaron's worked with me on my payment. Stay away from RAC.

Emily Cassidy
Emily Cassidy 1 year ago

10/14/ 24 Absolutely horrible service!!!! I needed to rent a recliner because of a knee replacement surgery and there was 1 recliner plugged in that did not recline all the way and when I asked if I could try any others she said they did not have any plugged in for me to try. Didn’t even try to leave the counter to assist me. Very disappointed at the lack of service I was given. I just walked out the door. They could care less. Update: I called the 1800 number And the gentleman said he couldn’t even find my review to be able to help me so I don’t know what the whole purpose of calling the number does?

Fabiola Acosta
Fabiola Acosta 2 years ago

If I could give 0 stars I would. Gigi has the worst customer service skills I’ve ever seen. Won’t ACTIVELY LISTEN to you when you’re explaining a situation and then will get into a screaming match with you if you don’t listen to her (which surprise, is something she’s incapable of doing herself). She seems to have some sort of need to always be right. Take your business somewhere else! Update: May 16th!!! They just picked up the W/D (dryer that was not working). They kept telling me it was my receptacle, but I just went got a new set from Aaron’s and the plug works just fine. RAC did not even take the time to test the receptacle or anything before blaming it on my plug. I didn’t want them to either anyway after the store manager treated me so badly, I just wanted those things out of my apartment.

Rating from Google
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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.