VRTO

Rent-A-Center

Closed
4.4/5 (174 reviews)

Rent-A-Center is a rent-to-own store located at 609 W 23Rd St, Panama City, FL 32405. This location offers furniture, appliances, electronics, computers, and more on a rent-to-own basis. Customers have rated this store 4.4/5 based on 174 reviews.

Photos by Google
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Store Hours

Monday (Today) 9:00 AM - 7:00 PM
Tuesday 9:00 AM - 6:00 PM
Wednesday 9:00 AM - 6:00 PM
Thursday 9:00 AM - 6:00 PM
Friday 9:00 AM - 7:00 PM
Saturday 9:00 AM - 6:00 PM
Sunday Closed

Currently closed

Products Available

furniture appliances electronics computers mattresses tires-wheels jewelry smartphones gaming

What to Expect at This Store

Visiting a rent-to-own store is straightforward. Here is a general overview of what to bring and how the process typically works. Requirements may vary — contact Rent-A-Center directly to confirm.

What to Bring

  • Valid photo ID — driver's license, state ID, or passport
  • Proof of income — recent pay stub, bank statement, or benefits letter
  • Proof of residence — utility bill, lease agreement, or mail with your address
  • Personal references — typically 3-4 contacts with phone numbers

How It Works

  1. 1 Browse in store — choose from available furniture, appliances, electronics, and more
  2. 2 Apply — no traditional credit check at most stores; approval is based on income and residency
  3. 3 Get approved — many stores offer same-day approval and immediate access to your items
  4. 4 Delivery or pickup — most stores include free delivery, setup, and ongoing service/maintenance

Typically included with rent-to-own agreements:

Free delivery and setup, service and maintenance for the life of the agreement, the option to return items at any time without penalty, and an early purchase option (EPO) to buy the item outright before the lease ends. Rent-to-own is not a loan or credit purchase. Specific terms vary by store.

Customer Reviews

4.4

174 reviews

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Nora Bradley
Nora Bradley 10 months ago

Came in looking for a couch. Wasn't greeted as we walked in, one employee was on the phone with I'm assuming a customer and I'm not even sure what the other employee was doing in his office. The employee on the phone was dealing with I assume a difficult customer, because she was cussing, rolling her eyes, huffing and puffing, all of that. I understand dealing with difficult customers can be frustrating but you really shouldn't let other potential customers see you like that; you've got to maintain your composure. Once off the phone she came to "help" us, but didn't really talk to us much at all about what we were looking for, before walking away sort of mid conversation to go answer the phone. The customer on the phone was asking a bunch of questions about renting, and the employee seemed a bit rude to said customer just because of his questions. After all of this we just walked out and decided to do business elsewhere, because if this encounter was a reflection of how renting/buying through Rent-a-Center would be, I want no part of it. Do not recommend.

Amanda McComb
Amanda McComb 1 year ago

I do not recommend this rental store. The strong smell of smoke creates an unclean atmosphere, and I observed roaches near the furniture. Given these unsanitary conditions, I would be concerned about the quality and cleanliness of any rented items. It would be best to consider other options.

Paul
Paul 1 year ago

These people don't work with you on your payment. Been doing busy with RAC in Ohio for years and never had problems until I moved to Florida. Aaron's worked with me on my payment. Stay away from RAC.

Emily Cassidy
Emily Cassidy 1 year ago

10/14/ 24 Absolutely horrible service!!!! I needed to rent a recliner because of a knee replacement surgery and there was 1 recliner plugged in that did not recline all the way and when I asked if I could try any others she said they did not have any plugged in for me to try. Didn’t even try to leave the counter to assist me. Very disappointed at the lack of service I was given. I just walked out the door. They could care less. Update: I called the 1800 number And the gentleman said he couldn’t even find my review to be able to help me so I don’t know what the whole purpose of calling the number does?

Fabiola Acosta
Fabiola Acosta 1 year ago

If I could give 0 stars I would. Gigi has the worst customer service skills I’ve ever seen. Won’t ACTIVELY LISTEN to you when you’re explaining a situation and then will get into a screaming match with you if you don’t listen to her (which surprise, is something she’s incapable of doing herself). She seems to have some sort of need to always be right. Take your business somewhere else! Update: May 16th!!! They just picked up the W/D (dryer that was not working). They kept telling me it was my receptacle, but I just went got a new set from Aaron’s and the plug works just fine. RAC did not even take the time to test the receptacle or anything before blaming it on my plug. I didn’t want them to either anyway after the store manager treated me so badly, I just wanted those things out of my apartment.

More Rent-to-Own Stores in Panama City, FL

Frequently Asked Questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary — contact the store directly to confirm current inventory.

Rent-A-Center is located at 609 W 23Rd St, Panama City, FL. Check the store hours listed above for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Rent-to-own agreements generally allow you to return items at any time without penalty, though you will not receive a refund for payments already made. Policies vary by store — contact Rent-A-Center to review their specific return and early buyout terms.

You can contact the store directly by calling (850) 784-9988 or visiting in person at 609 W 23Rd St, Panama City, FL.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.