Rent to own stores in Live Oak, Florida

1 rent-to-own store serves Live Oak, FL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 5 companies in the Live Oak area serve Live Oak

Stores

The 1 rent-to-own store in Live Oak, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

Aaron's, 10550 70Th St

Details

Closed · Opens 10 AM

3.7 65 · Google

10550 70Th St, Live Oak, FL 32060

Confirmed Nov 1, 2026

Furniture Appliances +4 more

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What customers are saying

Recent reviews from rent-to-own stores in Live Oak.

The live oak store gets a 5 star the lady that assisted me today was wonderful everything went smooth as it did the first time I came and got an a/c but when the lady was trying to get ahold of the lake city store to verify that the washer and dryer that I wanted is in stock I ended up waiting 45min were I tried to call to see what was going on they answered my call and immediately put me on hold then not a min later the phone starting ringing and the call ended. I was told that the lady at the lake city store said she transferred my call to the live oak store but i was standing in the live oak store the whole time and the store phone never rang i had to leave because i did not want to be late for work today and the only reason I am going back to give aarons my business is because of the lady who runs the live oak store she was very professional and had a very professional attitude with the situation. lake city store gets a 1 star

Eric Loney

Aaron's

Been dealing with this Aaron's for a couple of years now and I have nothing but good things to say about this store. Always helpful. Never have any attitude with employees. They legit are ready to help you out. I love this store and the management and employees that work here. Hands down the best Aaron's I have dealt with between Valdosta GA and lake city FL.

William Boone

Aaron's

Reviews from Google

Live Oak, FL

What renting to own in Live Oak looks like

1 rent-to-own store serves Live Oak, FL, from 1 company.

Stores here include Aaron's (10550 70Th St).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Live Oak will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Live Oak

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Live Oak.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. §§ 559.9231 to 559.9241

Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...

Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Lake City (2) Tampa (17) Jacksonville (16) Miami (11) Orlando (9) Gainesville (7) Pensacola (7) Bradenton (6)

All rent-to-own stores in Florida

Categories in Live Oak

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Gaming(1)

Counts are the stores in Live Oak carrying that category. A category no Live Oak store carries is not listed.

Renting to own in Live Oak, answered

There are 1 rent-to-own store in Live Oak, FL, from 1 company: Aaron's. Confirm important listing details directly with the retailer.

Most rent-to-own stores in Live Oak do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Live Oak offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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