3 stores across 7 categories
Fort Walton Beach, FL has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 3 rent-to-own stores in Fort Walton Beach
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.3 88 reviews | 119 Racetrack Rd Nw Ste #E | (850) 863-4555 | Visit Website |
| Aaron's | 3.8 64 reviews | 796 Beal Pkwy Nw Ste 4 | (850) 315-0266 | Visit Website |
| Aaron's | 3.8 64 reviews | 512 Mary Esther Cut Off Nw Nw | (850) 315-0266 | Visit Website |
Recent reviews from rent-to-own stores in Fort Walton Beach.
Went in 2 weeks ago for my son Christmas gift and Jason was awesome. I haven't rented from this company since I moved from Texas. After this is paid I will order more things. Jason is awesome and nice. Very down to earth. Thanks for the opportunity.
Yolanda Smith
No public restroom but they saw the panic in a mamas face and they were so kind to let my daughter use their restroom! Super nice people!
Kayleigh FLoyd
Went in 2 weeks ago for my son Christmas gift and Jason was awesome. I haven't rented from this company since I moved from Texas. After this is paid I will order more things. Jason is awesome and nice. Very down to earth. Thanks for the opportunity.
Yolanda Smith
No public restroom but they saw the panic in a mamas face and they were so kind to let my daughter use their restroom! Super nice people!
Kayleigh FLoyd
A couple of months ago, our neighbors across the street were getting furniture from this Aaron’s Furniture location in Ft. Walton Beach. It was early in the evening, kinda dark and hazy that day. The truck delivering the furniture accidentally backed up and knocked out mailbox down. The two employees immediately came to our door to inform us. One was on the phone with the company letting them know what happened. The managers name is Clint. He spoke with my husband and said we will have a new mailbox put up the following day. We weren’t upset. We understand accidents happen. Before noon the next day we had a new mailbox put that looked almost identical to ours. It actually looks like an upgraded one. My husband and I were extremely impressed and pleased with the immediate attention taken to fix an accident! I had to call and talk to the manager, Clint, to let him know what an exceptional experience we had from beginning to end. The drivers were prompt, polite and very apologetic. Clint made it happen!! Our mailbox was replaced in just over 12 hours!!! Who sees that kind of professional and honest experience with a retailer anymore? Well, trust me when I say that Clint and his employees are the best! Clint was so friendly we could have talked for hours on the phone. It was a perfect all-around experience!!! Thank you to Clint and all of the Aaron’s Furniture employees at the Ft. Walton Beach location! Never hesitate to go see them when you’re shopping around. You’ll happy you did! They deserve more than 5 stars!⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
H I
Jason & his staff went above and beyond to help me short notice to get furniture from my home . They are an absolute god send & couldn’t be more thankful for the amount of service & professionalism & understanding that they had for me . Extremely helpful I say 10 STARS all the way around !!
Brittany Callan
Most stores in Fort Walton Beach will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Fort Walton Beach.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Florida has a specific rent-to-own statute (Florida Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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