Skip to main content
New: 1,005 rent-to-own tire locations
VRTO

Rent to own stores in Fort Walton Beach, Florida

2 rent-to-own stores serve Fort Walton Beach, FL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Fort Walton Beach, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

Sort

2 stores shown · sorted by relevance

Listings and rankings on VRTO are never paid for. How rankings work

Companies

Matching service Not sure which Fort Walton Beach store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get VRTO store updates

Subscribe to marketing emails about rent-to-own stores and offers. Your email is not shared with stores. Unsubscribe anytime.

By signing up, you agree to receive marketing emails about stores and offers. We use your email and selected interests to send these updates. Your email is not shared with stores. Unsubscribe anytime. Subscription privacy.

You are subscribed to VRTO updates.

No stores match those filters

Try a different category, clear a filter, or look at a nearby city.

Crestview Milton Tampa Jacksonville Miami

Compare 2 rent-to-own stores in Fort Walton Beach

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Fort Walton Beach, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Aaron's 3.8 65 reviews 796 Beal Pkwy Nw Ste 4 (850) 315-0266 Website: Aaron's, 796 Beal Pkwy Nw Ste 4
Rent-A-Center - 119 Racetrack Rd Nw Ste #E (850) 863-4555 Website: Rent-A-Center, 119 Racetrack Rd Nw Ste #E

What customers are saying

Recent reviews from rent-to-own stores in Fort Walton Beach.

I had a large heavy double recliner couch delivered and the guys were great , had it wrapped and very careful about getting in the Bedroom / Next Delivery was a Platform Bed King and Chest of Drawers. Very Professional and they Assembled the Platform Bed carefully and correctly 👍👍

Rick Miron
Aaron's

A couple of months ago, our neighbors across the street were getting furniture from this Aaron’s Furniture location in Ft. Walton Beach. It was early in the evening, kinda dark and hazy that day. The truck delivering the furniture accidentally backed up and knocked out mailbox down. The two employees immediately came to our door to inform us. One was on the phone with the company letting them know what happened. The managers name is Clint. He spoke with my husband and said we will have a new mailbox put up the following day. We weren’t upset. We understand accidents happen. Before noon the next day we had a new mailbox put that looked almost identical to ours. It actually looks like an upgraded one. My husband and I were extremely impressed and pleased with the immediate attention taken to fix an accident! I had to call and talk to the manager, Clint, to let him know what an exceptional experience we had from beginning to end. The drivers were prompt, polite and very apologetic. Clint made it happen!! Our mailbox was replaced in just over 12 hours!!! Who sees that kind of professional and honest experience with a retailer anymore? Well, trust me when I say that Clint and his employees are the best! Clint was so friendly we could have talked for hours on the phone. It was a perfect all-around experience!!! Thank you to Clint and all of the Aaron’s Furniture employees at the Ft. Walton Beach location! Never hesitate to go see them when you’re shopping around. You’ll happy you did! They deserve more than 5 stars!⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

H I
Aaron's

Jason & his staff went above and beyond to help me short notice to get furniture from my home . They are an absolute god send & couldn’t be more thankful for the amount of service & professionalism & understanding that they had for me . Extremely helpful I say 10 STARS all the way around !!

Brittany Callan
Aaron's

We are snowbirds from Arkansas. We have rented 2 recliners from the Ft. Walton Beach store for 2 months+ for 11 years. The people in that store are very professional, helpful and courteous. We have been through several different people in the past and ALL of them have gone above and beyond to fill our requests. For two 88 years old, these recliners are very important as the furniture in the condo is nice, it is not comfortable. With our aches and pains the recliners are an absolute must. From the manager of the store, Jason, to the person on the phone that helps us, Arlene, to the delivery people, they are all TOP NOTCH. Without their help and Aaron Rentals that supplies the recliners, we would not be able to continue our annual trip to N W Florida. Thanks to all the Aaron people at Ft. Walton Beach. Larry & Lori L from Arkansas

Larry Langley
Aaron's

I only go to the Aarons in ft Walton Beach. And they are the nicest people and my dryer had two payments left which the filter got bad and needed a new one. So they sent some worker bees to look at it and he ordered a new filter from Amazon and had it sent to my place. Ty

Crystal Lash
Aaron's
Reviews from Google
Fort Walton Beach, FL

What renting to own in Fort Walton Beach looks like

2 rent-to-own stores serve Fort Walton Beach, FL, from 2 companies.

Stores here include Aaron's (796 Beal Pkwy Nw Ste 4), Rent-A-Center (119 Racetrack Rd Nw Ste #E).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Fort Walton Beach will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Fort Walton Beach

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Fort Walton Beach.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. §§ 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Crestview (2) Milton (1) Tampa (17) Jacksonville (16) Miami (11) Orlando (9) Gainesville (7) Pensacola (7)
All rent-to-own stores in Florida

Categories in Fort Walton Beach

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Fort Walton Beach carrying that category. A category no Fort Walton Beach store carries is not listed.

Renting to own in Fort Walton Beach, answered

There are 2 rent-to-own stores in Fort Walton Beach, FL, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Fort Walton Beach do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Fort Walton Beach offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Enter another ZIP code to compare rent-to-own stores near you.

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information