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Rent to Own Stores in Denver, Colorado

3 stores across 7 categories

Denver, CO has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 715,522 and a median household income of $78,177 (Source: US Census Bureau, American Community Survey), Denver represents a moderately served rent-to-own market. Rent-to-own transactions are legal and regulated in CO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare Rent-to-Own Stores in Denver, CO

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 3.4 48 reviews 4870 N Pecos St (303) 477-9611 Visit Website
Rent-A-Center 3.3 79 reviews 1557 W 84Th Ave (303) 426-5500 Visit Website
Rent-A-Center 3.3 74 reviews 1977 South Federal Boulevard (303) 904-3343 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Denver.

I went in to purchase a device and Jessica was incredibly helpful and kind. Will be going back to this location just for her

Ryleigh Lamar
Rent-A-Center

They have a great team and wonderful management. Very good people. Was a great experience to be in this store. Keep up the good work!!!!

Shawn Mattox
Rent-A-Center

I went in to purchase a device and Jessica was incredibly helpful and kind. Will be going back to this location just for her

Ryleigh Lamar
Rent-A-Center

They have a great team and wonderful management. Very good people. Was a great experience to be in this store. Keep up the good work!!!!

Shawn Mattox
Rent-A-Center

I'm giving this 5 star review to the guys who work there. They definitely Realones. The honesty is what I'm basing that on. See they will get you whatever it is you would like them to grab for you but it does come with a price for sure but they didn't pull some high pressure sales tactics or some blue sky take-away sales pitch. They just kept it 💯 and for that I thank you. Also the only Rent a center that seemed to be about that business. I talked to 2-3 different ones and couldn't even get a call back , clowns wasting time. Not this place. It I'd what it is with these guys so if you need something and you don't mind paying to play then go to this store and they got you.

J Burke
Rent-A-Center

Our experience with switching out one of our recliners with Adi was amazing! She was professional, kind, friendly and went above and beyond for us while we were in the store. Y'all should hire 10 more of her! 10/10!

Riley Malachi
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Denver will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Colorado, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Denver

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Denver.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Colorado has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Colorado: what the law gives you

Colorado has a specific rent-to-own statute (Colorado Rental Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Denver

Find rent-to-own stores in Denver, CO. Compare pricing and options from local stores.

Shop by category in Denver

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Colorado

Rent-to-own in Denver, answered

Denver, CO has 3 rent-to-own stores listed in the VRTO directory, operated by 1 company: Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Denver do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Denver rapid elevation changes and winter mountain driving require quality all-season or snow tires, boosting RTO tire demand. Local RTO tire providers in Denver offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Denver offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Denver has a median household income of $72,661 and a poverty rate of 12.2%. RTO provides an accessible path to household essentials without credit checks. The Mile High City elevation and mountain proximity require specialized vehicle maintenance, supporting tire RTO makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Colorado requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Colorado regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Colorado are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Denver metro area (2.9 million residents) has Mile High City elevation and mountain proximity require specialized vehicle maintenance, supporting tire RTO. With semi-arid with 300+ days of sunshine and periodic heavy snowfall, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Denver typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under C.R.S. 5-10-101 through 5-10-111 (Rental Purchase Agreement Act), Colorado dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Denver experiences semi-arid with 300+ days of sunshine and periodic heavy snowfall, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 15.6 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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