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Rent to Own Stores in Sacramento, California

3 stores across 7 categories

Sacramento, CA has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 524,943 and a median household income of $69,843 (Source: US Census Bureau, American Community Survey), Sacramento represents a moderately served rent-to-own market. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Sacramento

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Sacramento, CA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.1 78 reviews 4241 Florin Rd (916) 395-3000 Visit Website
Rent-A-Center 4.1 145 reviews 1500 W El Camino Ave (916) 920-9311 Visit Website
Aaron's 3.3 90 reviews 5200 Stockton Blvd #160 (916) 736-1111 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Sacramento.

Having has been such a huge help while here shopping in the store not only did he help me get my payments processed which is what I initially came in for he helped me pick out the perfect piece of furniture to complete my room! He was fast, gentle, far from pushy, very direct and I feel like he genuinely helped me get the best deal! I would highly recommend I’ve always had pleasant encounters here at this location!

Keishana Smith
Rent-A-Center

The store was very clean, presented very professionally, and neatly stocked with appliances to choose from.

Augie Miranda
Rent-A-Center

Staff were very patient with me while I was slowly paying off my rental. Life happens along the way, but they were across the board very understanding, knowledgeable, professional, and flexible. If you answer their call or better yet call them before to discuss your options, they will offer solutions to try and keep you on-track. I finally own my rental item. I highly recommend their business because of the customer service. Product also was, and continues to be, of great quality, reasonably priced, and aesthetically pleasing in my home.

Kimberley
Rent-A-Center

Staff were very patient with me while I was slowly paying off my rental. Life happens along the way, but they were across the board very understanding, knowledgeable, professional, and flexible. If you answer their call or better yet call them before to discuss your options, they will offer solutions to try and keep you on-track. I finally own my rental item. I highly recommend their business because of the customer service. Product also was, and continues to be, of great quality, reasonably priced, and aesthetically pleasing in my home.

Kimberley
Rent-A-Center

Having has been such a huge help while here shopping in the store not only did he help me get my payments processed which is what I initially came in for he helped me pick out the perfect piece of furniture to complete my room! He was fast, gentle, far from pushy, very direct and I feel like he genuinely helped me get the best deal! I would highly recommend I’ve always had pleasant encounters here at this location!

Keishana Smith
Rent-A-Center

This is my store, my husband and I receive excellent customer service. Lena goes above and beyond and Vanessa is so helpful. I have been with this store for 10 years and my home is full off some beautiful stuff! 5 stars hands down 👍👍👍👍👍

MrsGarcia
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Sacramento will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Sacramento

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Sacramento.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in California: what the law gives you

California has a specific rent-to-own statute (California Karnette Rental-Purchase Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Sacramento

Find rent-to-own stores in Sacramento, CA. Compare pricing and options from local stores.

Rent-to-own in Sacramento, answered

Sacramento, CA has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Sacramento do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Sacramento offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. California requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. California regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in California are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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