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Rent to Own Stores in Indio, California

2 stores across 7 categories

Indio, CA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in Indio

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Indio, CA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 3.9 68 reviews 44680 Jackson St (760) 619-3280 Visit Website
Rent-A-Center 3.4 36 reviews 82144 Ca-111 (760) 347-7667 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Indio.

I inquired online about leasing a new Xbox. Not very long after I received a text from sales manager Maria. She helped me lower my down payment to receive my new Xbox. Did all of our agreements over text message, which was very convenient for me since I was at work. Was able to pick it up the next day. Thank you!

Nessa V
Rent-A-Center

I wanted to put my experience down with this particular location. I am honestly surprised with the other reviews that I am reading that are negative. My family signed a contract to pay on a certain day, which is obviously customary. However, unfortunately for us we were not able to fulfill our payment on time. Marlon went over and beyond to work with us to make sure we were able to keep a refrigerator in our home for our kids. He was professional and kind. We are all extremely grateful. Thank you again!

Lisa
Rent-A-Center

I inquired online about leasing a new Xbox. Not very long after I received a text from sales manager Maria. She helped me lower my down payment to receive my new Xbox. Did all of our agreements over text message, which was very convenient for me since I was at work. Was able to pick it up the next day. Thank you!

Nessa V
Rent-A-Center

I wanted to put my experience down with this particular location. I am honestly surprised with the other reviews that I am reading that are negative. My family signed a contract to pay on a certain day, which is obviously customary. However, unfortunately for us we were not able to fulfill our payment on time. Marlon went over and beyond to work with us to make sure we were able to keep a refrigerator in our home for our kids. He was professional and kind. We are all extremely grateful. Thank you again!

Lisa
Rent-A-Center

The men are very professional and respectful.We get greeted at the door when we enter. You get the best deal for your money worth. And give friendly reminder about your payment coming up or if it’s late. Also the store is clean and you can see the floor furniture in real time so u can know if it’s your style. The delivery is quick clean and friendly. With a phone call before they get to your home and I really like that. I mean What more would you want!?💯💯💯💯🙌🙌🙌👏👏

Kitty Mi “Miri”
Aaron's

This store and Andy have helped me more in a few months than El Centro store has at all. I have been a non stop customer since 2016 starting in Brawley. This indio store treats me like a valued customer. Kindness, respect and oh so helpful.

Trinket Robinson
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Indio will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Indio

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Indio.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in California: what the law gives you

California has a specific rent-to-own statute (California Karnette Rental-Purchase Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Indio

appliances computers electronics furniture gaming mattresses smartphones

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All rent-to-own stores in California

Rent-to-own in Indio, answered

Indio, CA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Indio do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Indio offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. California requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. California regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in California are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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