2 stores across 7 categories
Chico, CA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Chico
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.9 63 reviews | 2201 Pillsbury Rd | (530) 345-2900 | Visit Website |
| Aaron's | 3.4 64 reviews | 801 Ave Ste 100 | (530) 899-3902 | Visit Website |
Recent reviews from rent-to-own stores in Chico.
Yaya, is the best! She is courteous, friendly & very professional. Quality of customer care is extremely impressive. My experience was seamless, easy and quick. I have never needed to rent furniture, but needed a special chair for my mother’s recovery. Rent a Center delivered the chair, carried it up stairs, gave a thorough explanation of how the chair worked and said I could contact them if I needed duty assistance. I highly recommend Rent A Center ( Chico, Ca.)
Suzanne Mancini
it was sad when they left redding but Chico store filled in with great prices thank you
Johnny Ruiz
Tony the store manager at Rent a center in chico ca is amazing n Tony is the best If any1 needs furniture Tony will hook you up
Michael Martin
Yaya, is the best! She is courteous, friendly & very professional. Quality of customer care is extremely impressive. My experience was seamless, easy and quick. I have never needed to rent furniture, but needed a special chair for my mother’s recovery. Rent a Center delivered the chair, carried it up stairs, gave a thorough explanation of how the chair worked and said I could contact them if I needed duty assistance. I highly recommend Rent A Center ( Chico, Ca.)
Suzanne Mancini
it was sad when they left redding but Chico store filled in with great prices thank you
Johnny Ruiz
About 6 years ago i purchased items to furnish basically my entire house. Bedroom and living room. And ever since, i can keep my house updated and fresh with nice,clean furniture. I've purchased 2 couches over this time and am taking delivery on my newest addition tomorrow. I am super happy with the service i've received. Whether it's allowing me grace on my payments, or helping me set it up, either way they take care of me in every way. I love that my house is always furnished with nice, clean, comfy furniture and i no longer am getting couches on marketplace,lol. Thank you Aarons!
David Thomas
Most stores in Chico will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Chico.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
California has a specific rent-to-own statute (California Karnette Rental-Purchase Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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