VRTO

Rent to Own Stores in Chico, CA

Chico, CA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price.. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.7 ★ Avg Rating
125 Reviews

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Compare Rent-to-Own Stores in Chico, CA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.9 62 reviews 2201 Pillsbury Rd (530) 345-2900 Visit Website
Aaron's 3.4 63 reviews 801 Ave Ste 100 (530) 899-3902 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Chico.

Yaya, is the best! She is courteous, friendly & very professional. Quality of customer care is extremely impressive. My experience was seamless, easy and quick. I have never needed to rent furniture, but needed a special chair for my mother’s recovery. Rent a Center delivered the chair, carried it up stairs, gave a thorough explanation of how the chair worked and said I could contact them if I needed duty assistance. I highly recommend Rent A Center ( Chico, Ca.)

Suzanne Mancini
Rent-A-Center

it was sad when they left redding but Chico store filled in with great prices thank you

Johnny Ruiz
Rent-A-Center

Tony the store manager at Rent a center in chico ca is amazing n Tony is the best If any1 needs furniture Tony will hook you up

Michael Martin
Rent-A-Center

About 6 years ago i purchased items to furnish basically my entire house. Bedroom and living room. And ever since, i can keep my house updated and fresh with nice,clean furniture. I've purchased 2 couches over this time and am taking delivery on my newest addition tomorrow. I am super happy with the service i've received. Whether it's allowing me grace on my payments, or helping me set it up, either way they take care of me in every way. I love that my house is always furnished with nice, clean, comfy furniture and i no longer am getting couches on marketplace,lol. Thank you Aarons!

David Thomas
Aaron's

I had a good experience here. Aaron's tried to make things work for me to the best of their ability. The GM made sure any issues I had were addressed. The store is clean and has a good selection of furniture.

Nate Bravo
Aaron's

Just want to give the manager Paul a shoutout for helping me with an issue that I had regarding the payments and payout. He was able to rectify my issue almost immediately. Thank you for all of your help!

Tiffiney Mccraney
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Chico will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In California, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Chico

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Chico.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Chico

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Frequently Asked Questions About Rent-to-Own in Chico

Chico, CA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Chico do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Chico offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. California requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. California regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in California are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.