2 stores across 7 categories
El Centro, CA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in El Centro
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.4 51 reviews | 820 N Imperial Ave | (760) 337-6451 | Visit Website |
| Aaron's | 3.9 52 reviews | 1523 Main St Ste L | (760) 352-5197 | Visit Website |
Recent reviews from rent-to-own stores in El Centro.
"I have been buying from Rent-A-Center for many years and I have never had any problems, always receiving with a good attitude and on time. My last purchase was a bedroom set, and Fernando carefully assembled each piece. They are highly recommended and very respectful whenever I’ve had to cancel a delivery. I find the prices affordable, and I appreciate that they deliver the furniture right away. Thank you 🙏🏼 Luis, Fernando, Emmanuel, and Gustavo."
Maritere Tamez
Rent A Center in El Centro has been helping my family get furniture and fill our home for over 4 years now. Louis once again helped us get great deals and scheduling for same as cash possibilities. Upon delivery it was Fernando and Gustavo putting in the work to get the furniture through the house and put together. Outstanding job from the whole team. They really work well together between the store and delivery communications. Once again, they have worked to make our home a more comfortable space. Thank you from our family.
Nicholas Burdick
Went in looking for a specific washing maching at the rent a center in El Centro and I received great customer service from Liliana. Delivery was the same day and the employees had great communication within themselves for delivery and great communication with customer. Also thank you to the delivery drivers for bringing it the same day. Thank you Liliana and Christopher for providing great customer service and making my experience a good one.
Nancee W
Really great customer service.. very prompt delivery times. Cleans up after themselves as if they were never there. Store is really clean. Appreciate there time and service. Keep going back due to the atmosphere of their store and their customer service
Tia Obeso
Have been a customer for years. I want to thank all the staff for always helping me. Recently a family member needed furniture and they made possible for me to get my stuff easy and quick. Delivered on time, cleaned. Staff is friendly and helpful. I will keep going going back. Thank you so much.
Luca Matty
I have been dealing with them the last 10 years. As a single mom with no credit, they have been life savers. Sure problems arise, but they always fix them !!!
Trinket Robinson
Most stores in El Centro will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in El Centro.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
California has a specific rent-to-own statute (California Karnette Rental-Purchase Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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