3 stores across 7 categories
Oxford, AL has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in AL (Source: State Legislature). Early purchase rights: Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 3 rent-to-own stores in Oxford
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Buddy's Home Furnishings | 4.8 118 reviews | 43 Elm St | (256) 733-6448 | Visit Website |
| Rent-A-Center | 4.0 84 reviews | 330 Monger St | (256) 831-8555 | Visit Website |
| Aaron's | 3.7 125 reviews | 1720 Al-21 S | (256) 835-2805 | Visit Website |
Recent reviews from rent-to-own stores in Oxford.
If you’re in need of any type of furniture for your home this is the best place to go and if you’re looking for exceptional service then make sure you speak with Misti. Misti is very nice and very helpful. You will not be disappointed!
Caleb McKinney
Got a Ps5 the same day I went in..went home and the HDMI part of the ps5 wasn’t working but they give me free fix for it the next day.
Luh Maj
If you’re in need of any type of furniture for your home this is the best place to go and if you’re looking for exceptional service then make sure you speak with Misti. Misti is very nice and very helpful. You will not be disappointed!
Caleb McKinney
10/10 Highly recommended. I found out about this place on google and ended up calling to only find one of the best Sales Rep in Calhoun County. Literally called and told them what I needed, went into the store and was highly satisfied. I’ve never met anyone that goes above and beyond like Misty and her staff. They were very helpful, fast, understanding and wasn’t a big hassle. I recommend going to this store. Ask for Misty and tell her Dee sent you
Dee Stevens
They did a great job delivering into my apartment even though it has really small hallways they didn’t it carefully and were very thorough with the delivery Thanks guys!
Braeden Stanford
D and Isaiah at Rent A Center in Oxford, are very very great people will help you get and look for whatever you need or honestly go out of their way to help you find it and get it for you these guys are great been with them for many years now wouldn’t go anywhere else for anything else hope to have many more years with D and Isaiah
Clair Meeks
Most stores in Oxford will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Alabama, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Oxford.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Alabama has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Alabama has a specific rent-to-own statute (Alabama Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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