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Rent to own stores in Onley, Virginia

2 rent-to-own stores serve Onley, VA, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Onley, VA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 2 rent-to-own stores in Onley

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Onley, VA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
My Way Leases 4.9 82 reviews 25056 Lankford Hwy (757) 787-4300 Website: My Way Leases, 25056 Lankford Hwy
Rent-A-Center 4.7 23 reviews 25264 Lankford Hwy (757) 787-9200 Website: Rent-A-Center, 25264 Lankford Hwy

What customers are saying

Recent reviews from rent-to-own stores in Onley.

I purchased a king size bed from them. They delivered it the same day. I was very happy about that. When they employees brought the bed they explained the whole process clearly and then put the bed together. They cleaned up their work area and left the area the exact way it was when they got there. They were professional and courteous. I will be shopping with them again in the near future.

Angelo Knox
My Way Leases

Love these guys! They make you feel like a part of the My Way family, as opposed to just being another customer. Always quick with a joke and a smile. I have and will continue to hit up the guys at My Way for any furniture needs.

Stephanie Stoeckert
My Way Leases

Hello I forgot all the guys names that brung all my stuff the past 2 1/2 weeks. They were so patient with me and so helpful. My way leases never stirred me wrong. I recommend them to anybody. Thank you for all you guys do.

Wyketa James
My Way Leases

My experience was great. The delivery guys Jamarcus and Donnie was also excellent. They tried very hard to get my first pick of my living room to fit through to door and didn’t want to give up. All the way around great team work.

Safiya Johnson
My Way Leases

The boss Billy is so so nice he helps everyone get what they need I really appreciate him a lot thanks for everything u have done for me.

Janet Vasquez
My Way Leases

They always try to get back to you and work with you.great communication

Beatrice Perez
Rent-A-Center
Reviews from Google
Onley, VA

What renting to own in Onley looks like

2 rent-to-own stores serve Onley, VA, from 2 companies.

Stores here include My Way Leases (25056 Lankford Hwy), Rent-A-Center (25264 Lankford Hwy).

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Onley will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Virginia, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Onley

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Onley.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Virginia law

What Virginia law gives you before you sign

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Virginia Rental-Purchase Agreement Act Va. Code Ann. §§ 59.1-207.17 to 59.1-207.27
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, early purchase option, and reinstatement ri...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Richmond (7) Roanoke (5) Danville (4) Lynchburg (4) Norfolk (4) Fredericksburg (3) Hampton (3) Harrisonburg (3)
All rent-to-own stores in Virginia

Categories in Onley

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(1) Smartphones(1) Gaming(1)

Counts are the stores in Onley carrying that category. A category no Onley store carries is not listed.

Renting to own in Onley, answered

There are 2 rent-to-own stores in Onley, VA, from 2 companies: My Way Leases, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Onley do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Onley offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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