2 stores across 7 categories
Charlottesville, VA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in VA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Charlottesville
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.9 49 reviews | 1920 Rio Hill Center | (434) 973-8878 | Visit Website |
| Aaron's | 3.5 44 reviews | 330 Pantops Center | (434) 973-5200 | Visit Website |
Recent reviews from rent-to-own stores in Charlottesville.
Bailey is the best, made the process very easy to understand! Store was very clean and organized. Staff very friendly!
Travis Perkins
Always extremely helpful! Polite and professional
Lala Hagy
Super easy to get approved. Once approved and product was ordered, called rent a center and spoke with Angela she was so nice! Got the product to me a few days later couldn’t be happier!
MatchMyEnergy
This store is always so nicely done and the manager Bailey is honestly the friendliest person ever. I highly recommend this store for anyone looking for their next furniture
Alyssa Gulley
Bailey is the best, made the process very easy to understand! Store was very clean and organized. Staff very friendly!
Travis Perkins
After paying $1500 for my last washer the transmission broke after only 18 months it was useless. This is the second time an expensive appliance has broken in less than 2 years of use. I decided this time to rent my washer & dryer. The staff at Aaron’s are very knowledgeable, helpful, and show customers appreciation. I will only rent from now on repairs included along with free pickup & delivery.
Zelda
Most stores in Charlottesville will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Virginia, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Charlottesville.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Virginia has a specific rent-to-own statute (Virginia Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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