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Rent to Own Stores in Terrell, Texas

2 stores across 7 categories

Terrell, TX has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in Terrell

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Terrell, TX

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 4.2 84 reviews 1408 W Moore Ave (972) 563-7720 Visit Website
Rent-A-Center 4.0 74 reviews 1400 W Moore Ave F (972) 563-9103 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Terrell.

Great experience with Rent-A-Center! The staff was friendly and helpful, and the whole process was easy and stress-free. Everything went smoothly and I’ll definitely be coming back in the future.

Christopher Wood
Rent-A-Center

Jessica was a great help. She communicated with me through the whole process and was great help finding a nice bedroom set for my daughter.

Victoria Skinner
Rent-A-Center

Staff is courteous and polite. Always feel welcome when I enter the store. Just purchased a dryer. Will always recommend Terrell store.

Joey Luna
Rent-A-Center

I’m never buying furniture the regular way again! I love Donnie and ms Jessica and my other rep I forgot her name. this Rent a center location will always be my go to. My home feels so elegant with the furniture I got there. I can’t believe I almost fully own an 86” tv. They have made my home so comfortable. The guys that come set it up are so fast and always on time.

shanika thompson
Rent-A-Center

I’m never buying furniture the regular way again! I love Donnie and ms Jessica and my other rep I forgot her name. this Rent a center location will always be my go to. My home feels so elegant with the furniture I got there. I can’t believe I almost fully own an 86” tv. They have made my home so comfortable. The guys that come set it up are so fast and always on time.

shanika thompson
Rent-A-Center

These guys have been SO amazing even in the face of my annoyance. They're so understanding to others situations and quick to make up for any communication issues. 10/10 love the representatives here

Emerald Raburn
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Terrell will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Terrell

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Terrell.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Texas: what the law gives you

Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Terrell

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Texas

Rent-to-own in Terrell, answered

Terrell, TX has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Terrell do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Terrell offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Texas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Texas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Texas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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