2 stores across 7 categories
Plano, TX has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.3 2,004 reviews | 5501 Headquarters Dr | (800) 422-8186 | Visit Website |
| Rent-A-Center | 2.8 92 reviews | 2380 E Park Blvd #310 | (972) 881-9091 | Visit Website |
Recent reviews from rent-to-own stores in Plano.
Thank you for making this experiencing enjoyable. Great communication, fast response time, easy to work with. The staff at the kent ohio location are amazing. My first paid off purchase in the books
Karen
Kelly is always great and really always makes our experience great! Been going here for years! Thanks so much for being awesome. Shawnee Oklahoma if ya make your payments on time hit Kelly up at rentacenter he's the man.
Brandy Herndon
The workers at Elko Rent-A-Center are AWESOME! They treat you like family and go above and beyond to help get what people are looking for. They are caring and will do what they can for their community! So cool to see people FOR the people!
Karl Rutherford
Tia and Jeremy are absolutely amazing. My wife and I love them. Are we able to save up and purchase items? Yes. But do we love working with them more? Absolutely! You have such a great team at your granbury location. I believe we've bought just about all of our furniture and electronics from them. And will continue to do so! ❤️
Tianna Insall
Most stores in Plano will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Plano.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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