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Rent to own stores in Plano, Texas

2 rent-to-own stores serve Plano, TX.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Plano, TX

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Compare Rent-to-Own Stores in Plano, TX

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 3.3 2,000 reviews 5501 Headquarters Dr (800) 422-8186 Website: Rent-A-Center, 5501 Headquarters Dr
Rent-A-Center 2.8 91 reviews 2380 E Park Blvd #310 (972) 881-9091 Website: Rent-A-Center, 2380 E Park Blvd #310

What customers are saying

Recent reviews from rent-to-own stores in Plano.

Thank you for making this experiencing enjoyable. Great communication, fast response time, easy to work with. The staff at the kent ohio location are amazing. My first paid off purchase in the books

Karen
Rent-A-Center

Kelly is always great and really always makes our experience great! Been going here for years! Thanks so much for being awesome. Shawnee Oklahoma if ya make your payments on time hit Kelly up at rentacenter he's the man.

Brandy Herndon
Rent-A-Center

The workers at Elko Rent-A-Center are AWESOME! They treat you like family and go above and beyond to help get what people are looking for. They are caring and will do what they can for their community! So cool to see people FOR the people!

Karl Rutherford
Rent-A-Center

Tia and Jeremy are absolutely amazing. My wife and I love them. Are we able to save up and purchase items? Yes. But do we love working with them more? Absolutely! You have such a great team at your granbury location. I believe we've bought just about all of our furniture and electronics from them. And will continue to do so! ❤️

Tianna Insall
Rent-A-Center

For whatever reason, I made 32 payments without realizing and now own the TV. You all helped me get a mattress as well. I will wait until I pay off the computer however, I will definitely make use of rent a center in the future if my financial situation has not improved. God willing it will, but thankfully for God's grace and the kindness of the staff at your store in Norman, I am able to have some of the same things everyone else does. I do not require anything in truth, I try to rely on very little creature comfort. I am satisfied by little things, but doing this for me is something I will always appreciate and there is no way fore to repay kindness except with kindness. Thank you all so much and it means a lot to me in a world where there is not much meaning left.

Jonathan Perry
Rent-A-Center
Reviews from Google
Plano, TX

What renting to own in Plano looks like

2 rent-to-own stores serve Plano, TX, from 1 company.

Stores here include Rent-A-Center (5501 Headquarters Dr), Rent-A-Center (2380 E Park Blvd #310).

Texas regulates rent-to-own under Texas Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Plano will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Plano

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Plano.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Texas law

What Texas law gives you before you sign

Texas regulates rent-to-own under Texas Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Texas Rental-Purchase Agreement Act Tex. Bus. & Com. Code §§ 35.71 to 35.84
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, early purchase option,...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Dallas (10) Garland (4) Mesquite (4) Arlington (3) Carrollton (2) Grand Prairie (2) Irving (2) Lancaster (2)
All rent-to-own stores in Texas

Categories in Plano

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(2) Gaming(2)

Counts are the stores in Plano carrying that category. A category no Plano store carries is not listed.

Renting to own in Plano, answered

There are 2 rent-to-own stores in Plano, TX, from 1 company: Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Plano do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Plano offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Texas requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Texas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Texas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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