2 stores across 7 categories
Mckinney, TX has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Mckinney
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.8 111 reviews | 215 E University Dr Ste 107 | (972) 542-0324 | Visit Website |
| Aaron's | 3.6 74 reviews | 111 S Central Expy | (972) 547-9530 | Visit Website |
Recent reviews from rent-to-own stores in Mckinney.
When my furniture was delivered, Crystal informed us it was on the way. When the delivery drivers came, they introduced themselves: Chris Isaiah and began to work,, they made sure the furniture was intact and we're very professional. We have never had any issues with this store. We have always done business with them
sebastian johnson
Elva is the best she helped me tremendously after having a terrible experience at another location she did her job and was very attentive to all my needs !!! Help me pick out the perfect furniture brand new !!! Definitely shop here and make sure you ask for Elva thank you again !! Elva did not take all day to return calls she got right on my approval and we were done in minutes!!
TheCrazy Crabpot
Bought a washer from the store manager Chris at AARONS. He was very helpful! Paid off in 12 months with no problems at all! Thank you Chris and Aiden for your kindness and truthfulness! I am elderly and you treated me with much respect! 👍🙏
Fonda Angel
Chris and his team are so friendly and helpful. I recently had a personal emergency and my next payment was due. Not only did the team member assist me in a payment arrangement, they showed genuine concern for the unforeseen circumstances I was in. Chris and his team have earned my business and respect for life. I definitely won’t be using any other lease to purchase business. Thank you Chris and the McKinney location team.
Andra Mills
Aarons has always taken excellent care of my needs.
Brian Nicodemus
Chris and his team are so friendly and helpful. I recently had a personal emergency and my next payment was due. Not only did the team member assist me in a payment arrangement, they showed genuine concern for the unforeseen circumstances I was in. Chris and his team have earned my business and respect for life. I definitely won’t be using any other lease to purchase business. Thank you Chris and the McKinney location team.
Andra Mills
Most stores in Mckinney will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Mckinney.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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