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Rent to own stores in Mckinney, Texas

2 rent-to-own stores serve Mckinney, TX.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Mckinney, TX

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 2 rent-to-own stores in Mckinney

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Mckinney, TX

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 3.7 114 reviews 215 E University Dr Ste 107 (972) 542-0324 Website: Rent-A-Center, 215 E University Dr Ste 107
Aaron's 3.4 81 reviews 111 S Central Expy (972) 547-9530 Website: Aaron's, 111 S Central Expy

What customers are saying

Recent reviews from rent-to-own stores in Mckinney.

When my furniture was delivered, Crystal informed us it was on the way. When the delivery drivers came, they introduced themselves: Chris Isaiah and began to work,, they made sure the furniture was intact and we're very professional. We have never had any issues with this store. We have always done business with them

sebastian johnson
Rent-A-Center

Elva is the best she helped me tremendously after having a terrible experience at another location she did her job and was very attentive to all my needs !!! Help me pick out the perfect furniture brand new !!! Definitely shop here and make sure you ask for Elva thank you again !! Elva did not take all day to return calls she got right on my approval and we were done in minutes!!

TheCrazy Crabpot
Rent-A-Center

Bought a washer from the store manager Chris at AARONS. He was very helpful! Paid off in 12 months with no problems at all! Thank you Chris and Aiden for your kindness and truthfulness! I am elderly and you treated me with much respect! 👍🙏

Fonda Angel
Aaron's

Chris and his team are so friendly and helpful. I recently had a personal emergency and my next payment was due. Not only did the team member assist me in a payment arrangement, they showed genuine concern for the unforeseen circumstances I was in. Chris and his team have earned my business and respect for life. I definitely won’t be using any other lease to purchase business. Thank you Chris and the McKinney location team.

Andra Mills
Aaron's

Aarons has always taken excellent care of my needs.

Brian Nicodemus
Aaron's

Chris and his team are so friendly and helpful. I recently had a personal emergency and my next payment was due. Not only did the team member assist me in a payment arrangement, they showed genuine concern for the unforeseen circumstances I was in. Chris and his team have earned my business and respect for life. I definitely won’t be using any other lease to purchase business. Thank you Chris and the McKinney location team.

Andra Mills
Aaron's
Reviews from Google
Mckinney, TX

What renting to own in Mckinney looks like

2 rent-to-own stores serve Mckinney, TX, from 2 companies.

Stores here include Rent-A-Center (215 E University Dr Ste 107), Aaron's (111 S Central Expy).

Texas regulates rent-to-own under Texas Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Mckinney will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Mckinney

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Mckinney.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Texas law

What Texas law gives you before you sign

Texas regulates rent-to-own under Texas Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Texas Rental-Purchase Agreement Act Tex. Bus. & Com. Code §§ 35.71 to 35.84
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, early purchase option,...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Dallas (10) Garland (4) Mesquite (4) Arlington (3) Carrollton (2) Grand Prairie (2) Irving (2) Lancaster (2)
All rent-to-own stores in Texas

Categories in Mckinney

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Mckinney carrying that category. A category no Mckinney store carries is not listed.

Renting to own in Mckinney, answered

There are 2 rent-to-own stores in Mckinney, TX, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Mckinney do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Mckinney offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Texas requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Texas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Texas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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