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Rent to own stores in St Marys, Pennsylvania

2 rent-to-own stores serve St Marys, PA, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in St Marys, PA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Clearfield Dubois St. Marys Philadelphia Lancaster

Compare 2 rent-to-own stores in St Marys

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in St Marys, PA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Arona 4.7 113 reviews 834 South St. Marys Rd (814) 834-7212 Website: Arona, 834 South St. Marys Rd
Aaron's 3.9 32 reviews 879 S St Marys St (814) 788-5001 Website: Aaron's, 879 S St Marys St

What customers are saying

Recent reviews from rent-to-own stores in St Marys.

Awesome place to shop for furniture, kitchen appliances, electronics,etc.. The staff are all amazing people too. They are helpful, kind and friendly. They will go above and beyond to get you what you are needing or wanting. 😊 Love my new stove 😄

Florence Powell
Arona

I have gotten everything for my home from fridge to washer dryer freezer lawnmower weed eater living room furniture and bedroom furniture aroma is awesome and they will go above and beyond to help you with something I love you guys great job

Annette Dixon
Arona

I have been a customer for years! Never had any issues! Everyone is friendly and helps get what im looking for if they dont have it!

jess marie
Arona

Amazing place to get furniture, game systems. The customer service is so kind and understanding. They care about there customers, and what they sell is worth it. I have got many different things from them from washer, dryer, couches, bed room set, chairs, game systems. The staff was always helpful

Kelsey Kiernan
Arona

My first experience with Arona went absolutely great. They went above and beyond to help with my new phone. I can’t wait to continue business with them.

Jessie Armour
Arona

I highly recommend this store, been doing business with this company for years. The employees are very polite and helpful and just wonderful people!! Great affordable prices.

Justin Holmes
Aaron's
Reviews from Google
St Marys, PA

What renting to own in St Marys looks like

2 rent-to-own stores serve St Marys, PA, from 2 companies.

Stores here include Arona (834 South St. Marys Rd), Aaron's (879 S St Marys St).

Pennsylvania regulates rent-to-own under Pennsylvania Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in St Marys will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Pennsylvania, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in St Marys

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in St Marys.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Pennsylvania has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Pennsylvania law

What Pennsylvania law gives you before you sign

Pennsylvania regulates rent-to-own under Pennsylvania Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Pennsylvania Rental-Purchase Agreement Act 73 Pa. Stat. §§ 2301 to 2312
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, early purchase option,...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Clearfield (1) Dubois (1) St. Marys (1) Philadelphia (9) Lancaster (7) Reading (6) Erie (5) Harrisburg (5)
All rent-to-own stores in Pennsylvania

Categories in St Marys

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2) Tires & Wheels(1) Jewelry(1)

Counts are the stores in St Marys carrying that category. A category no St Marys store carries is not listed.

Renting to own in St Marys, answered

There are 2 rent-to-own stores in St Marys, PA, from 2 companies: Aaron's, Arona. Confirm important listing details directly with the retailer.
Most rent-to-own stores in St Marys do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in St Marys offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Pennsylvania requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Pennsylvania regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Pennsylvania are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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