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Rent to Own Stores in Urbana, Ohio

2 stores across 7 categories

Urbana, OH has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in OH (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in Urbana

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Urbana, OH

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.2 58 reviews 215 Lippencott Lane (937) 653-7373 Visit Website
Aaron's 4.2 43 reviews 1491 E Us Hwy 36 (937) 484-7949 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Urbana.

Brandon and the others at the Urbana, Ohio store are amazing! They will help in anyway possible. I've been purchasing with the company before it was rent a center. It's hard to find the correct person to run a store. I'm in retail and it's a rough world in the retail business. I'd not be a customer if Brandon was to leave. Thank you all at the Urbana, Ohio location.

brad smith
Rent-A-Center

Brandon is awesome and has the beard of knowledge he has found me everything ive asked for I could see him in a wizards robe saying you shall not pass and the fact is he'd have a blast with it lol

roger eaton
Rent-A-Center

Love the Staff! Love the New store manager Brandon. He is Awesome! Always goes above and beyond. Justin and John are great! Amazingly hard workers. You really get the family feel here. I have rented before, and I will definitely be returning as a customer! Keep up the great work guys!!

Elizabeth Washburn
Rent-A-Center

Whenever I need anything for my home, I am able to find it here. The staff are always amazing and go above and beyond to help me. And I always appreciate them so much! I’ve been a customer for years and I will continue to be.

Kailey Lynne
Rent-A-Center

The staff at RAC is always friendly and helpful. They remember who I am when I go in to pay my bill. The one time I had a problem with my washing machine they came the same day to drop off a "loaner" for free and picked up mine. They brought mine back when they said they would and it is still working great. I would highly recommend this store to anyone.

Andrew Kearfott
Rent-A-Center

they are very helpful when you need them I am very happy with their business

ora tingler
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Urbana will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Ohio, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Urbana

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Urbana.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Ohio has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Ohio: what the law gives you

Ohio has a specific rent-to-own statute (Ohio Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Urbana

appliances computers electronics furniture gaming mattresses smartphones

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All rent-to-own stores in Ohio

Rent-to-own in Urbana, answered

Urbana, OH has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Urbana do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Urbana offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Ohio requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Ohio regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Ohio are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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