VRTO

Rent to Own Stores in Troy, OH

Troy, OH has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent 2 Own. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in OH (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
4.9 ★ Avg Rating
1,110 Reviews

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Store Hours Today (Sunday)

0 stores open now
1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Troy.

Cam and Jay brought out my friends dresser, night stand and adjustable bed frame. They got everything done in a timely manner. Was very respectful of the home, wiped their feet everytime they came in and out and was mindful of the things already in the home. Also offered to mop the floor to clean their foot prints up. They waited a few extra minutes for me to get here which they didn’t have to do! All around great guys.

Amber McNutt
Rent 2 Own

Brittany is Amazing: Always willing to go Above and Beyond. I ordered a Dining Room Table but realized it was too big for my space so I called her up and told her what I was looking for and she ordered me that set. Explained the different styles and colors it came in. Rent 2 Own has a Valuable Employee who makes sure her Customers are Happy!!!

Amy Ferguson
Rent 2 Own

Never have a problem when it comes to Rent2Own. Cam and Jay are amazing. They always are helpful and was able to help put our tv together. They didn’t leave until we were satisfied.

Cara Smith
Rent 2 Own

Cam and Jay delivered right on time! Great communication! Thank you so much. We're gonna love our new lap top (also have washer and dryer through company; great!

Rebecca Treadway
Rent 2 Own

Cam & Jay were a wonderful delivery duo! Very quick and efficient, polite and professional. They delivered and set up the furniture set within' 20 mins. Definitely recommend!

Hasohn Dillard
Rent 2 Own
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Troy will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Ohio, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Troy

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Troy.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Ohio has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Troy

appliances in Troy computers in Troy electronics in Troy furniture in Troy gaming in Troy jewelry in Troy mattresses in Troy smartphones in Troy tires-wheels in Troy

Frequently Asked Questions About Rent-to-Own in Troy

Troy, OH has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent 2 Own. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Troy do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Troy offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Ohio requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Ohio regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Ohio are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.