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Rent to own stores in Fargo, North Dakota

2 rent-to-own stores serve Fargo, ND.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Fargo, ND

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Bismarck Grand Forks Minot Dickinson Jamestown

Compare 2 rent-to-own stores in Fargo

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Fargo, ND

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 3.6 97 reviews 4101 13Th Ave S (701) 281-4814 Website: Rent-A-Center, 4101 13Th Ave S
Aaron's 3.4 113 reviews 1339 34Th St S Ste B (701) 293-0060 Website: Aaron's, 1339 34Th St S Ste B

What customers are saying

Recent reviews from rent-to-own stores in Fargo.

I have always loved Rent A Center they are so much Better than Aarons they take care of there people I just paid off two of my items this month an they are always nice an very sweet I will always stick with Rent A Center

Kristin Baurichter
Rent-A-Center

The new manager is amazing she gets that people have problems and her staff is understanding and compassionate. All they expect is for you to pay on time and they have zero reasons to call. You sign an agreement that states when your do if you like your product pay for it and when you run into a catch in life they take care of you. Love love love them. Have spent thousands of dollars with them and always know my same as cash price.

Dawn Avery
Rent-A-Center

I have always loved Rent A Center they are so much Better than Aarons they take care of there people I just paid off two of my items this month an they are always nice an very sweet I will always stick with Rent A Center

Kristin Baurichter
Rent-A-Center

The new manager is amazing she gets that people have problems and her staff is understanding and compassionate. All they expect is for you to pay on time and they have zero reasons to call. You sign an agreement that states when your do if you like your product pay for it and when you run into a catch in life they take care of you. Love love love them. Have spent thousands of dollars with them and always know my same as cash price.

Dawn Avery
Rent-A-Center

Got my card skimmed, Im tapped for cash, Im in another country waiting for a wire transfer to fix my current situation. Shout out to Ruben, and Miles for dealing with my bad attitude and understanding. I have been doing business with them for 7 years mowers, furniture, freezers, gaming systems, Tvs.

Allen D
Aaron's

I recently had a very positive experience with the delivery team and the staff at Aaron's in Fargo. Conchetta went above and beyond in setting up my home, and the store had everything needed to set-up new West Fargo apartment. HIGHLY RECOMMENDED!

Dan Hauptman
Aaron's
Reviews from Google
Fargo, ND

What renting to own in Fargo looks like

2 rent-to-own stores serve Fargo, ND, from 2 companies.

Stores here include Rent-A-Center (4101 13Th Ave S), Aaron's (1339 34Th St S Ste B).

North Dakota regulates rent-to-own under North Dakota Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Fargo will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Fargo

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Fargo.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

North Dakota law

What North Dakota law gives you before you sign

North Dakota regulates rent-to-own under North Dakota Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

North Dakota Rental-Purchase Agreement Act N.D. Cent. Code §§ 47-16.1-01 to 47-16.1-11
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Fargo

Find rent-to-own stores in Fargo, ND. Compare pricing and options from local stores.

Nearby cities

Bismarck (3) Grand Forks (3) Minot (2) Dickinson (1) Jamestown (1) Williston (1)
All rent-to-own stores in North Dakota

Categories in Fargo

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Fargo carrying that category. A category no Fargo store carries is not listed.

Renting to own in Fargo, answered

There are 2 rent-to-own stores in Fargo, ND, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Fargo do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Fargo offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Dakota requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Dakota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Dakota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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