2 stores across 7 categories
Fargo, ND has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 125,990 and a median household income of $56,891 (Source: US Census Bureau, American Community Survey), Fargo represents an underserved rent-to-own market. Rent-to-own transactions are legal and regulated in ND (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Fargo
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.6 98 reviews | 4101 13Th Ave S | (701) 281-4814 | Visit Website |
| Aaron's | 3.4 111 reviews | 1339 34Th St S Ste B | (701) 293-0060 | Visit Website |
Recent reviews from rent-to-own stores in Fargo.
I have always loved Rent A Center they are so much Better than Aarons they take care of there people I just paid off two of my items this month an they are always nice an very sweet I will always stick with Rent A Center
Kristin Baurichter
The new manager is amazing she gets that people have problems and her staff is understanding and compassionate. All they expect is for you to pay on time and they have zero reasons to call. You sign an agreement that states when your do if you like your product pay for it and when you run into a catch in life they take care of you. Love love love them. Have spent thousands of dollars with them and always know my same as cash price.
Dawn Avery
I have always loved Rent A Center they are so much Better than Aarons they take care of there people I just paid off two of my items this month an they are always nice an very sweet I will always stick with Rent A Center
Kristin Baurichter
The new manager is amazing she gets that people have problems and her staff is understanding and compassionate. All they expect is for you to pay on time and they have zero reasons to call. You sign an agreement that states when your do if you like your product pay for it and when you run into a catch in life they take care of you. Love love love them. Have spent thousands of dollars with them and always know my same as cash price.
Dawn Avery
Got my card skimmed, Im tapped for cash, Im in another country waiting for a wire transfer to fix my current situation. Shout out to Ruben, and Miles for dealing with my bad attitude and understanding. I have been doing business with them for 7 years mowers, furniture, freezers, gaming systems, Tvs.
Allen D
I recently had a very positive experience with the delivery team and the staff at Aaron's in Fargo. Conchetta went above and beyond in setting up my home, and the store had everything needed to set-up new West Fargo apartment. HIGHLY RECOMMENDED!
Dan Hauptman
Most stores in Fargo will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Fargo.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
North Dakota has a specific rent-to-own statute (North Dakota Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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