Last checked 2 weeks ago
Rent to Own Stores in Winstonsalem, North Carolina
1 store
Winstonsalem, NC has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Modern Rent to Own. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Winstonsalem at a glance
1
RTO Stores
1
Companies
3.3 ★
Avg Rating
68
Reviews
Brands here
Modern Rent to Own
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What customers are saying
Recent reviews from rent-to-own stores in Winstonsalem.
Hands down, Modern Home Furnishings will be my go to. The sales associates are amazing and helped me find exactly what I was looking for. The delivery/install team was top knotch and did an amazing job. The quality of my furniture is awesome. I will always recommend Modern over any home furnishings store first!! Thank you so much all of you at Modern, the sales team and the delivery set up team you are amazing, reliable and dependable. Thank you 😁
Cheri C
I can not express how helpful Kevin was throughout the whole process with my sisters furniture. They were very understanding with her situation and helped out as much as they could. If you really want to get furniture from any rental place and be valued as a customer and not just another sale, come visit Kevin and let him help you find what you need with great deals and payment plan options avilable for anyone 😉
Lili Nava Gray
Hands down, Modern Home Furnishings will be my go to. The sales associates are amazing and helped me find exactly what I was looking for. The delivery/install team was top knotch and did an amazing job. The quality of my furniture is awesome. I will always recommend Modern over any home furnishings store first!! Thank you so much all of you at Modern, the sales team and the delivery set up team you are amazing, reliable and dependable. Thank you 😁
Cheri C
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Winstonsalem will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Winstonsalem
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Winstonsalem.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in North Carolina: what the law gives you
North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Rent-to-own in nearby cities
All rent-to-own stores in North CarolinaRent-to-own in Winstonsalem, answered
Winstonsalem, NC has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Modern Rent to Own. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Winstonsalem do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Winstonsalem offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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