2 stores across 6 categories
Murphy, NC has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Circuit World. Product categories available: appliances, computers, electronics, furniture, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Murphy
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Circuit World | 4.5 64 reviews | 1474 Andrews Rd | (828) 837-8861 | Visit Website |
| Aaron's | 4.1 80 reviews | 2338 Us-19 | (828) 837-3098 | Visit Website |
Recent reviews from rent-to-own stores in Murphy.
They are cool. Cale never there lol. But they are on point. I work a lot and trying to take care of my elderly folks, sometimes I have to do business over the phone and have my neighbor pick things up. Never any issues. Great people Brandon Hooper is a great representing that business with proffesionalism and common sense
Ronnie Bauser
Friendly and helpful. Easy application and large selection of furniture and appliances. The staff are easygoing, great with young kids and helpful. They patiently helped me through the process of rent to own from them with the kids interrupting every 5 minutes. All without getting frustrated. Definitely will be going there over Aaron's from now on.
Karissa Van Ostrand
We made our first purchase from Circuit World this week. The staff in the store were all helpful and polite as we shopped. The delivery crew showed up when they said they would and we're also polite and quick. We will definitely keep Circuit World in mind for future needs and would recommend to friends!
Nellie Daugherty
We purchased a refrigerator in November. The staff were so helpful and friendly and were able to schedule the delivery within our timeframe. The delivery driver was on time and a super nice young man. Great experience, highly recommend!
Pati Lambert
They are cool. Cale never there lol. But they are on point. I work a lot and trying to take care of my elderly folks, sometimes I have to do business over the phone and have my neighbor pick things up. Never any issues. Great people Brandon Hooper is a great representing that business with proffesionalism and common sense
Ronnie Bauser
They were absolutely amazing to my family and I even talked and entertained my 10 year old son. Through all the trouble I was having with Corprate and calling in to try and do something over the phone they walked me through instead of all that step by step . Thank you to the two the gentleman always at the front counter at our local Murphy Arron’s :)
dolores Ambrosino
Most stores in Murphy will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Murphy.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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