Skip to main content
New: 1,005 rent-to-own tire locations
VRTO

Rent to own stores in Murphy, North Carolina

2 rent-to-own stores serve Murphy, NC.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 3 companies in the Murphy area serve Murphy

Stores

The 2 rent-to-own stores in Murphy, NC

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

Sort

2 stores shown · sorted by relevance

Listings and rankings on VRTO are never paid for. How rankings work

Companies

Matching service Not sure which Murphy store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get VRTO store updates

Subscribe to marketing emails about rent-to-own stores and offers. Your email is not shared with stores. Unsubscribe anytime.

By signing up, you agree to receive marketing emails about stores and offers. We use your email and selected interests to send these updates. Your email is not shared with stores. Unsubscribe anytime. Subscription privacy.

You are subscribed to VRTO updates.

No stores match those filters

Try a different category, clear a filter, or look at a nearby city.

Charlotte Greensboro Fayetteville Raleigh Durham

Compare 2 rent-to-own stores in Murphy

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Murphy, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Circuit World 4.5 64 reviews 1474 Andrews Rd (828) 837-8861 Website: Circuit World, 1474 Andrews Rd
Aaron's 4.1 80 reviews 2338 Us-19 (828) 837-3098 Website: Aaron's, 2338 Us-19

What customers are saying

Recent reviews from rent-to-own stores in Murphy.

They are cool. Cale never there lol. But they are on point. I work a lot and trying to take care of my elderly folks, sometimes I have to do business over the phone and have my neighbor pick things up. Never any issues. Great people Brandon Hooper is a great representing that business with proffesionalism and common sense

Ronnie Bauser
Circuit World

Friendly and helpful. Easy application and large selection of furniture and appliances. The staff are easygoing, great with young kids and helpful. They patiently helped me through the process of rent to own from them with the kids interrupting every 5 minutes. All without getting frustrated. Definitely will be going there over Aaron's from now on.

Karissa Van Ostrand
Circuit World

We made our first purchase from Circuit World this week. The staff in the store were all helpful and polite as we shopped. The delivery crew showed up when they said they would and we're also polite and quick. We will definitely keep Circuit World in mind for future needs and would recommend to friends!

Nellie Daugherty
Circuit World

We purchased a refrigerator in November. The staff were so helpful and friendly and were able to schedule the delivery within our timeframe. The delivery driver was on time and a super nice young man. Great experience, highly recommend!

Pati Lambert
Circuit World

They are cool. Cale never there lol. But they are on point. I work a lot and trying to take care of my elderly folks, sometimes I have to do business over the phone and have my neighbor pick things up. Never any issues. Great people Brandon Hooper is a great representing that business with proffesionalism and common sense

Ronnie Bauser
Circuit World

They were absolutely amazing to my family and I even talked and entertained my 10 year old son. Through all the trouble I was having with Corprate and calling in to try and do something over the phone they walked me through instead of all that step by step . Thank you to the two the gentleman always at the front counter at our local Murphy Arron’s :)

dolores Ambrosino
Aaron's
Reviews from Google
Murphy, NC

What renting to own in Murphy looks like

2 rent-to-own stores serve Murphy, NC, from 2 companies.

Stores here include Circuit World (1474 Andrews Rd), Aaron's (2338 Us-19).

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Murphy will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Murphy

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Murphy.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

North Carolina law

What North Carolina law gives you before you sign

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

North Carolina Rental-Purchase Agreement Act N.C. Gen. Stat. §§ 25A-43 to 25A-53
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Charlotte (14) Greensboro (8) Fayetteville (7) Raleigh (6) Durham (5) Goldsboro (5) Lexington (5) Wilson (5)
All rent-to-own stores in North Carolina

Categories in Murphy

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(1) Gaming(1)

Counts are the stores in Murphy carrying that category. A category no Murphy store carries is not listed.

Renting to own in Murphy, answered

There are 2 rent-to-own stores in Murphy, NC, from 2 companies: Aaron's, Circuit World. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Murphy do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Murphy offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Enter another ZIP code to compare rent-to-own stores near you.

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information