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Rent to own stores in Havelock, North Carolina

2 rent-to-own stores serve Havelock, NC.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Havelock, NC

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare Rent-to-Own Stores in Havelock, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.7 92 reviews 205 W Main St C (252) 447-0794 Website: Rent-A-Center, 205 W Main St C
Rent-A-Center 4.7 92 reviews 205 West Main St #C (252) 447-0794 Website: Rent-A-Center, 205 West Main St #C

What customers are saying

Recent reviews from rent-to-own stores in Havelock.

I love Krystal and her team. They are great!!!

Christian Kroener
Rent-A-Center

Krystal Alex and Tina always help didn’t have to give me chance after chance but shout out to them def getting another item once I’m finished with first one . Tony Shelby

YoungSwishaTv
Rent-A-Center

Excellent staff, Krystal is the best. She hires people who care as she does. You are not just a number. You are a customer. They will treat you like you are important. The store is beautifully kept. The deliveries are smooth! There are not enough good things I can say about the team in Havelock. Thank you, Krystal, Alex, Tina, and Passion.

Kenneth Walters
Rent-A-Center

The store manager Krystal is the best person I've ever spoke with. If there is ever an issue with my purchase, she is on it. She's handled all my issues with expertise and great communication. Great delivery team also. Everyone who works there has always been so kind to me and my wife.

JP Thompson
Rent-A-Center

This place is amazing. Krystal Wright is the best employee here. She did a wonderful job getting me the items I wanted at a great price. Go check her out Everyone, I guarantee she will deliver excellent service. And thanks again Rent A Center and all those hardworking employees just like Krystal Wright.

MissJay HisDaughter
Rent-A-Center

IM SHELBY SHOUT OUT TO KRYSTAL SHE HAS SHOWED ME LOVE AND IM VERY THANKFUL FOR HER . SHE REALLY WILL WORK WITH YOU ON YOUR BILL.

Swisha Sweet
Rent-A-Center
Reviews from Google
Havelock, NC

What renting to own in Havelock looks like

2 rent-to-own stores serve Havelock, NC, from 1 company.

Stores here include Rent-A-Center (205 W Main St C), Rent-A-Center (205 West Main St #C).

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Havelock will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Havelock

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Havelock.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

North Carolina law

What North Carolina law gives you before you sign

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

North Carolina Rental-Purchase Agreement Act N.C. Gen. Stat. §§ 25A-43 to 25A-53
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Jacksonville (4) New Bern (2) Charlotte (14) Greensboro (8) Fayetteville (7) Raleigh (6) Durham (5) Goldsboro (5)
All rent-to-own stores in North Carolina

Categories in Havelock

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(2) Gaming(2)

Counts are the stores in Havelock carrying that category. A category no Havelock store carries is not listed.

Renting to own in Havelock, answered

There are 2 rent-to-own stores in Havelock, NC, from 1 company: Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Havelock do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Havelock offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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