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Rent to own stores in Elkin, North Carolina

2 rent-to-own stores serve Elkin, NC, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Elkin, NC

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Mt Airy Jonesville Charlotte Greensboro Fayetteville

Compare 2 rent-to-own stores in Elkin

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Elkin, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Leisure-Tyme 4.9 44 reviews 1530 N Bridge St (336) 835-1505 Website: Leisure-Tyme, 1530 N Bridge St
Aaron's 4.1 60 reviews 471 Cc Camp Rd (336) 835-3225 Website: Aaron's, 471 Cc Camp Rd

What customers are saying

Recent reviews from rent-to-own stores in Elkin.

Great team, customer service is always on point. Love these guys

Teresa Harris
Leisure-Tyme

I have been doing at Leisure Tyme Rentals for a long time in elkin store I could not ask for better service. the manager Keith is great to work with as all the other employees.

shirley plemons
Leisure-Tyme

These guys are great. I’ve been using them for several years. Flexible, understanding, and kind. Hands down a great place to shop while on budget.

dhegycuel Lalonde
Leisure-Tyme

I have been using leisure tyme in elkin nc for a few years now. I absolutely love them and i have 0 complaints. I now own a futon and im in the process of owning a couch. And i am very happy with everything. The workers there are very professional and the manager keith is great. He will do anything to make sure your experience with them is great. I will continue to rent from them and alot of my family use them as well and i have never heard anything negative about this company. I give them 5 stars!!

Britta Ruble
Leisure-Tyme

Everything in my home come from leisure Tyme. The manager Keith tries to help people. He's great along with all there. The guys are good to.

Linda Roberts
Leisure-Tyme

I recently leased a washing machine through Aaron's as I didn't have the lump sum to walk into Lowes and purchase one. The washer arrived on the next business day. The 2 guys who brought it in and installed it were very professional and we shared a laugh or two and they were in and out. I've called monthly to make my payments. Yes I've paid more than I would have had I went to Lowes but that's just how these places work. Huge shout out to Logan for taking care of me and making this experience a lot easier for me! Thanks my dude! If I decide in the future to lease another product I will definitely bring my business back to Aaron's in Elkin

Christy Hargett
Aaron's
Reviews from Google
Elkin, NC

What renting to own in Elkin looks like

2 rent-to-own stores serve Elkin, NC, from 2 companies.

Stores here include Leisure-Tyme (1530 N Bridge St), Aaron's (471 Cc Camp Rd).

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Elkin will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Elkin

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Elkin.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

North Carolina law

What North Carolina law gives you before you sign

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

North Carolina Rental-Purchase Agreement Act N.C. Gen. Stat. §§ 25A-43 to 25A-53
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Mt Airy (3) Jonesville (1) Charlotte (14) Greensboro (8) Fayetteville (7) Raleigh (6) Durham (5) Goldsboro (5)
All rent-to-own stores in North Carolina

Categories in Elkin

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Elkin carrying that category. A category no Elkin store carries is not listed.

Renting to own in Elkin, answered

There are 2 rent-to-own stores in Elkin, NC, from 2 companies: Aaron's, Leisure-Tyme. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Elkin do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Elkin offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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