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Home Choice

Open right now until 7 PM. Call ahead and they will tell you what is on the floor today.

1305 Miller Trunk Hwy, Duluth, MN 55811-5605 (218) 722-2840
Open ยท until 7 PM 4.2 out of 5 stars, 41 Google reviews 4.2 (41 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Gaming
Inside Home Choice
Home Choice photo
Home Choice photo
Home Choice photo
Home Choice photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

Home Choice is a rent-to-own retailer with 21 stores across Minnesota, serving communities from Duluth and St. Cloud to West St. Paul, Crystal, and Blaine. Its stores carry furniture, appliances, electronics, computers, mattresses, smartphones, gaming, jewelry, and tires and wheels, available on flexible weekly, bi-weekly, or monthly lease agreements. Like most rent-to-own stores, Home Choice does not require a traditional credit check to get started. It holds a 3.8-star Google rating across more than 1,200 reviews. Compare Home Choice on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each location carries.

What this store carries

These are the categories this Home Choice carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Gaming
Consoles and accessories
Smartphones
Smartphones and tablets
Tires & Wheels
Tires mounted and balanced, wheels
Jewelry
Rings, watches, fine jewelry

This location

1305 Miller Trunk Hwy, Duluth, MN. Open until 7 PM.

Call (218) 722-2840 Get directions

Home Choice will tell you what you qualify for before anything is run, stated by Home Choice.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Home Choice offers furniture, appliances, electronics, computers, mattresses, gaming, smartphones, tires-wheels, jewelry on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Home Choice is located at 1305 Miller Trunk Hwy, Duluth, MN. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Home Choice, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Home Choice directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Home Choice to review its written return and early purchase terms.

You can contact the store directly by calling (218) 722-2840 or visiting in person at 1305 Miller Trunk Hwy, Duluth, MN.

Hours and how to get there

Monday (Today) 10:00 AM โ€“ 7:00 PM
Tuesday 10:00 AM โ€“ 6:00 PM
Wednesday 10:00 AM โ€“ 6:00 PM
Thursday 10:00 AM โ€“ 6:00 PM
Friday 10:00 AM โ€“ 7:00 PM
Saturday 9:00 AM โ€“ 6:00 PM
Sunday Closed

Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.

Where to find it
1305 Miller Trunk Hwy Duluth, MN 55811-5605

Customer reviews

4.2 out of 5 stars, 41 Google reviews 4.2 41 ยท Google
Have you visited this store? Write a review on Google
Jo Hagen
Jo Hagen 7 months ago

There was a women working there today 3/11 who was super mean and rude to me even though Iโ€™ve bought things from there 2 other times and paid them off she treated me like garbage !!! The only reason I purchased anything else from there was because of Mel his customer service is the best and he treated me with respect. Thank you Mel for helping me stay with Home Choice and helping me get a new bed โ™ฅ๏ธ๐Ÿ’™๐Ÿ’œ

Jo Ogima
Jo Ogima 7 months ago

There was a women working there today 3/11 who was super mean and rude to me even though Iโ€™ve bought things from there 2 other times and paid them off she treated me like garbage !!! The only reason I purchased anything else from there was because of Mel his customer service is the best and he treated me with respect. Thank you Mel for helping me stay with Home Choice and helping me get a new bed โ™ฅ๏ธ๐Ÿ’™๐Ÿ’œ

Travis Cormier
Travis Cormier 1 year ago

I love there cheese and the store has alot of stuff there. Everytime I go in there is see something new that I end up going home with. Always look forward to there cheese mouthly discounts. The discount on the cheese is a monthly discount for a cheese wheel for 5 dollars. The service seems good. I sometimes think they are understaffed for the amount of people that can be there. The atmosphere is really nice but the music and noise can get load. Really clean place. As for the parking there is limited parking. There is parking for handycap. Over all value is great. You cant find cheese like there's anywhere else around the area. If you have not been there i really encourage you to go check the place out. And if cheese is not your thing they got a bike shop in the same building that you can go check out.

Twila Buckner
Twila Buckner 1 year ago

Great place! Great crew! Very professional! Addresses every and all your needs! Communication is on point! Conversations are pleasant and they truly make you feel at home so make home your choice! Mel, Chris and Chris ๐Ÿ’ฏ%

c Wilson
c Wilson 2 years ago

The delivery specialist is amazing always get merchandise delivered safely and very nice and respectful also helps out a lot and we appreciate him

Lillyona Tay
Lillyona Tay 4 years ago

Iโ€™m severely disappointed in my experience at home choice. Everyone was friendly at the store itself, but when I received my table and tv they delivered it without protection, nothing came in a box. The table was not covered with anything and came with 3 large scratches, 3 chips in the edges along with 4 of the 6 chairs completely broken and unable to be used. I was told 5-6 weeks for my new table to arrive 7 weeks later I had to call them. They told me it would be another 4 weeks and could take even longer. I now have a broken table sitting in my dining room that I am unable to use. The TV came just fine just disappointed that the only thing protecting it was straps and a blanket. No box.

Darwin Bell
Darwin Bell 6 years ago

My credit isn't the best.. they have been working with me. The staff is super friendly and knowledgeable about there products.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Home Choice or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Home Choice is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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