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ZSmart Furniture

Closed right now, opens 10 AM. Call ahead and they will tell you what is on the floor today.

955 S Centerville Rd, Sturgis, MI 49091 (269) 659-8900
Closed · Opens 10 AM 4.7 out of 5 stars, 135 Google reviews 4.7 (135 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Smartphones
Inside ZSmart Furniture
ZSmart Furniture photo
ZSmart Furniture photo
ZSmart Furniture photo
ZSmart Furniture photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

ZSmart Furniture is a family-owned and managed rent-to-own retailer with 6 stores across Michigan and Indiana, including Niles and Benton Harbor, Michigan, and Elkhart, Indiana. The company has served Michigan-area shoppers for more than 19 years, with a management team that brings over 150 years of combined service. ZSmart carries furniture, appliances, and electronics on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Compare ZSmart Furniture on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this ZSmart Furniture carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Smartphones
Smartphones and tablets

This location

955 S Centerville Rd, Sturgis, MI. Closed · Opens 10 AM.

Call (269) 659-8900 Get directions

ZSmart Furniture will tell you what you qualify for before anything is run, stated by ZSmart Furniture.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

ZSmart Furniture offers furniture, appliances, electronics, computers, mattresses, smartphones on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

ZSmart Furniture is located at 955 S Centerville Rd, Sturgis, MI. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including ZSmart Furniture, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact ZSmart Furniture directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact ZSmart Furniture to review its written return and early purchase terms.

You can contact the store directly by calling (269) 659-8900 or visiting in person at 955 S Centerville Rd, Sturgis, MI.

Hours and how to get there

Monday 10:00 AM – 6:00 PM
Tuesday (Today) 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 7:00 PM
Saturday 9:00 AM – 5:00 PM
Sunday Closed

Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.

Where to find it
955 S Centerville Rd Sturgis, MI 49091

Customer reviews

4.7 out of 5 stars, 135 Google reviews 4.7 135 · Google
Have you visited this store? Write a review on Google
Carrie Hughes
Carrie Hughes 5 months ago

Staff has always been friendly, helpful and greet customers with smiles. I have never had an issue and have always had a great experience.

Nicole Sizemore
Nicole Sizemore 5 months ago

Larry was super helpful and explained everything step by step. The store is clean with multiple options from furniture and appliances to purses. All the employees were very helpful and welcoming. Definitely plan on doing business with them again!

Mary Flores
Mary Flores 7 months ago

Great service very friendly and helpful. I lovely new stove

Walter Christopher
Walter Christopher 7 months ago

Friendly place good people if you have any questions they will answer them efficiently and knowledgeably and if you need something they don't have it and they can get it they will have it within a day or less if they can

Jonathan Lape
Jonathan Lape 1 year ago

I know rent to own places kind of get a reputation, however not at Zsmart in Sturgis. They have some of the best customer service I have ever experienced. Larry and Suzie are awesome super helpful and understand that sometimes life is rough. Thank you guys again for being such awesome and understanding people.

Lauren Wogatzke
Lauren Wogatzke 2 years ago

Beautiful Store,People &,merchandise! ALL ZSmart Rental-Purchase locations are ✨10✨Stars

Keep looking

Other places to try in Sturgis, MI

More stores in Sturgis

All Sturgis stores

Nearest first. The figure is that store's own Google rating.

Listings and rankings on VRTO are never paid for. How rankings work

Categories at this store

Each opens that category across Sturgis. The count is the Sturgis stores carrying it.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of ZSmart Furniture or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for ZSmart Furniture is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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