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Rent to Own Stores in Midland, Michigan

2 stores across 9 categories

Midland, MI has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Arona, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MI (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in Midland

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Midland, MI

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Arona 4.4 273 reviews 833 South Saginaw Road (989) 832-1795 Visit Website
Rent-A-Center 4.3 84 reviews 1830 S Saginaw Rd (989) 832-0475 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Midland.

Autumn was amazing, Nick was amazing, and the delivery guys were Amazing. I'm kind of picky as far as customer service, I hate when you can tell someone would rather be anywhere except for talking to you. No one at the place gave me that vibe, and I'd love to work with them again! Autumn if you see this, I could use another TV I think! Lol Autumn is my fave, thanks gorgeous youre phenomenal! Give my girl a raise!! 💕

Kelsie Maliszewski
Arona

Recently purchased a twin lazy boy. I needed to know placement, size and material of the eight legs before delivery. Stopped at the store to get measurements and both people I interacted with were accommodating, knowledgeable and helpful. (Autumn even moved a large stack of boxes so I could measure.) Aftersales behavior is important to me and this store has it.

Constance Ley
Arona

I had an absolutely fantastic experience with Nick Low at Arona! I recently got a new TV and Nick Low helped me pick out a PS5 to go with it. He was incredibly friendly, knowledgeable, and genuinely fun to work with. He answered all my questions, made the whole process easy, and never made me feel rushed or pressured. Nick Lowwent above and beyond to make sure I was happy with everything. His customer service is seriously top-notch, and you can tell he actually cares about the people he’s helping. I left excited about my new PS5 and feeling great about the entire experience. If you go to Arona, ask for Nick Low! He’s awesome and absolutely deserves recognition for the way he treats his customers. Five stars all the way! ⭐⭐⭐⭐⭐

Kari Pride-Helm
Arona

Had a great experience Nick low took care of me and made sure to give me the best deals he could. He was very kind, helpful, and made the whole process easy.

Marko Burns
Arona

Great place to do business through more then willing to work with you and get you exactly what your looking for if they don’t have it on hand. Autumn was very respectful and helpful throughout the process answering all questions and reaching out to make sure everything is going good and staying in contact about the deals that they have going on.

Garrett Lang
Arona

Danielle is so nice and helpful. She went above and beyond for my husband and I. She immediately acknowledged us when we entered the store. She smiled, made eye contact and handled a complaint I had very well. She's very apologetic when things get out of hand lol.

Erika Luft
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Midland will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Michigan, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Midland

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Midland.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Michigan has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Michigan: what the law gives you

Michigan has a specific rent-to-own statute (Michigan Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Midland, answered

Midland, MI has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Arona and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Midland do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Midland offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Michigan requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Michigan regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Michigan are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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