2 stores across 9 categories
Bay City, MI has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Continental, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MI (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Bay City
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Continental | 4.8 115 reviews | 4097 N Euclid Ave | (989) 667-0017 | Visit Website |
| Rent-A-Center | 4.1 107 reviews | 1001 N Euclid Ave | (989) 684-3000 | Visit Website |
Recent reviews from rent-to-own stores in Bay City.
Has always been able to get what I need. Has always been helpful. Great store to deal with, way better then the main chain stores.
Cameron Hoyt
Very nice customer service. The delivery drivers did an excellent job. I would recommend continental rental anytime
Brenda Wilson
Has always been able to get what I need. Has always been helpful. Great store to deal with, way better then the main chain stores.
Cameron Hoyt
andrew and cody did a amazing job love my new love seat
Jeffrey Hartman
Ben and Andrew did an amazing job and love when I call and get to deal with Ashley at the store they are all amazing
Peggy Spencer
This place is great! The staff is very friendly. Delivery people are helpful and efficient setting up. They came back again when we had a problem. Any calls I make are handled well and are polite. Have purchased numerous items over the years and have always been satisfied. Thank you Mark and everyone else there at the bay city store! You guys are the best!
robyn schleben
Most stores in Bay City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Michigan, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Bay City.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Michigan has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Michigan has a specific rent-to-own statute (Michigan Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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