Rent-A-Center
Closed right now, opens 10 AM. Call ahead and they will tell you what is on the floor today.
700 11Th St Sw, Spencer, IA 51301 (712) 584-3169
Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.
What you can rent here
Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
What this store carries
These are the categories this Rent-A-Center carries. Call the store for current prices and terms.
This location
700 11Th St Sw, Spencer, IA. Closed · Opens 10 AM.
Call (712) 584-3169 Get directionsRent-A-Center will tell you what you qualify for before anything is run, stated by Rent-A-Center.
Before you go in
How rent-to-own leases usually work
Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.
What to bring
- Valid photo ID (driver's license, state ID, or passport)
- Proof of income (recent pay stub, bank statement, or benefits letter)
- Proof of residence (utility bill, lease agreement, or mail with your address)
- Personal references (typically 3 to 4 contacts with phone numbers)
How it works
- 1Browse in store and choose from available furniture, appliances, electronics, and more.
- 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
- 3Get approved, often same day, with immediate access to your items.
- 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.
Typically included with rent-to-own agreements:
Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.
Frequently asked questions
Hours and how to get there
Hours confirmed with the store Oct 4, 2026. Call ahead on a holiday.
Customer reviews
I went in the store in Spencer Iowa looking for a gaming tower and instead of just the tower the lady hooked me up with an awesome set up for an amazing price and she made it an easy process to get in and out the door. I will definitely be returning in the future!!
one of the most predatory, ruthless business models in existence. Shopping here is literally lighting your money on fire. It's uncomfortable just seeing the store, knowing there's probably people I know who've been taken advantage of.
When my washer and dryer were delivered heard the two Associates disrespecting my home. My biggest annoyance is I told them when I get paid but yet it keeps telling me my accounts past due. Can't change my payday and I'm tired of getting phone calls and nasty text messages so to speak about my account being behind when I don't get paid for a day or two I've repeatedly told them when I get paid and I keep getting the pestering phone calls and text everyday
I went inside in search of a washer and dryer. The set I really wanted had sticky notes on them stating "good", but the young man that helped me stated he didn't know why that note was there as they needed to go in for repair. The other nice set was already spoken for. There were several other available sets on the floor, but they all looked like they came off of a truckload outlet sale truck that was in a bad accident or something... Badly dented and scratched. The top of one of them was even smashed in, and yet the discount on them for being badly damaged was negligible. When I walked in, both the workers were there, in the back room. I took a peak, and one of them was just on a computer with a headset on playing video games, but there was plenty to do in the store as there was plenty of cardboard from furniture and other merchandise just laying all over the place. I browsed around and noticed that a good majority of their merchandise is damaged in some shape or form, yet they charge more than retail price for it. I understand the upcharge, considering it's a bad credit place... But not to the point of costing more than a regular retail store would charge for the same item in New condition and not badly dented. In the end, I decided to do my business with RentAll just down the street, as their customer service and merchandise were both much better. Hopefully it doesn't take long to refund the Downpayment I made online.
If you move into an apartment of which the previous occupant did not pay, you will inherit harassment in the form of door hangers.
Other places to try in Spencer, IA
More stores in Spencer
All Spencer storesNearest first. The figure is that store's own Google rating.
Categories at this store
Each opens that category across Spencer. The count is the Spencer stores carrying it.
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.