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Rent to own stores in New Smyrna Beach, Florida

1 rent-to-own store serves New Smyrna Beach, FL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 1 rent-to-own store in New Smyrna Beach, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in New Smyrna Beach.

Got a brand new federator, I’m paying on hopefully I can put cash also on it besides the payments of making the like less than the payments we’ll see how it goes, but they were very professional and I have a brand new fridge. it wasn’t easy getting in my house, but they got it in. There’s a dent on the left bottom side and a few scratches but that it’s it’s fine so but I’m the one that wants them to put it in so now I found a little minor scratches here Door frame the doors but other than that it’s it’s I’m not gonna know worry bad little bit of scratches that you can barely see. There’s some in the plastic too so that’s from manufacturing and that’s not from them so oh no it was excellent experience highly recommend them. Haven’t got the kit for the icemaker warm maker yet, but I will soon but so far so good nice and calm make a little noise sometimes

Carol Mattis
Buddy's Home Furnishings

Today's retail climate is "dog eat dog." Companies are competing for the same dollars, and truth be told, there aren't as many out there as there once was. Groceries, coffee, and all other necessities have ballooned in price. Home furnishing stores have come and gone due to competition, supply chain issues, and now, tariff concerns. My experience at a local Buddy's Home Furnishings was honestly terrific. Having been homeless and 72-years-old for the last year, revamping and rebuilding is not that easy. Selection, availability, and good old neighborly friendship abounds at Buddy's. I'll soon be ditching my former inflateable "emergency guest cushion" in favor of a supportive and comfortable, Queen-sized, Sealy Posturpedic mattress. I'm proud to have kept my money in the neighborhood, as I envision other purchases of comfort products, or necessities such as a washer and dryer. Do yourself a favor, fellow Floridians, cut to the chase. Shopping for home furnishings can be time consuming and quite a chore. Price, selection, and availability are all within a Buddy's Home Furnishing showroom near you. It's your decision. Fish or cut bait.

Randall Fish
Buddy's Home Furnishings

Great staff. They keep me updated and reach out to me personally to make sure all is going well. Get with Michael and the store manger at this location! Need more guys like this!

NICO Diaz
Buddy's Home Furnishings

We couldn’t be happier with the service and the results! We used Buddy’s for staging and we were able to sell a condo in 29 days. The new furniture that they installed made the place look fresh and new and their service was awesome through the moving in of the furniture and the moving out. Highly recommended.

harvard domino
Buddy's Home Furnishings

The best place to be "Balling on a budget." The guys are very handsome I must say. Amy and the guys is very caring and down to earth people. I could literally come in just to chat like we've know them for years. 😆 I swear! My type of people. Frfr. I only came in to browse a lil piece and bro tell me why I left the softest most beautiful looking reclining sectional in the whole store type of couch you can't wait to get home and relax type of couch. I'm talk about "In there." They made my payment affordable and stress free. TBH they asked me what did I want to pay. I was quite happy with the price we agreed on. I started to add more. I will as soon as this is paid in full. All type of payment options weekl, bi weekly monthly. No reason why you can't have that dream make over. Go take a 👀. If they dont have it they can get it for the LOW.

Avis Adkison
Buddy's Home Furnishings
Reviews from Google
New Smyrna Beach, FL

What renting to own in New Smyrna Beach looks like

1 rent-to-own store serves New Smyrna Beach, FL, from 1 company.

Stores here include Buddy's Home Furnishings (1990 Fl-44).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in New Smyrna Beach will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in New Smyrna Beach

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in New Smyrna Beach.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. §§ 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Daytona Beach (2) Deland (2) Palm Coast (2) Port Orange (2) Holly Hill (1) Tampa (17) Jacksonville (16) Miami (11)
All rent-to-own stores in Florida

Categories in New Smyrna Beach

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1)

Counts are the stores in New Smyrna Beach carrying that category. A category no New Smyrna Beach store carries is not listed.

Renting to own in New Smyrna Beach, answered

There are 1 rent-to-own store in New Smyrna Beach, FL, from 1 company: Buddy's Home Furnishings. Confirm important listing details directly with the retailer.
Most rent-to-own stores in New Smyrna Beach do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in New Smyrna Beach offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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