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Rent to Own Stores in Waterbury, Connecticut

3 stores across 7 categories

Waterbury, CT has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CT (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due balance. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the item (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Waterbury

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Waterbury, CT

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.4 52 reviews 625 Wolcott St (203) 753-0000 Visit Website
Rent-A-Center 4.0 63 reviews 104 Thomaston Ave (203) 753-0306 Visit Website
Aaron's 3.1 108 reviews 735 Wolcott St (203) 754-7000 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Waterbury.

This is my local Renta a center. My friend and l stopped by Sat 8/8/2020. We were met by a Puerta Rican guy named Alvin he was so rude and nasty. Stank attitude with his big gaudy chain and earring so unprofessional. The manager came out and apologized for his lack of customer service. She was very nice. I will only come again if shes there to assist me not that guy Alvin he really needs to go!

Sharinda Hunter
Rent-A-Center

I don’t change this place for any other location! Sonia know her stuff and her team is welcoming and nice! Her service is top level. I have been coming here for the past 8 years and I wouldn’t change the location.

Michael R (Alexanderchitchat)
Rent-A-Center

I had them deliver a sectional to my apartment today, they went above and beyond! I was told they would come between 12-5 and got here a little before two. Gave me a ring before they arrived which I really appreciated . Came in and got the job done even with the fact my sectional was a tight squeeze through the door ways . Super gentle with my furniture and installation. Couldn’t be more pleased!! I will definitely be back to purchase from them again in the future just based off these guys alone!!

Jodie Ford
Rent-A-Center

The minute we walked in we were greeted right away by Karian, they went above and beyond to help us find the perfect fridge. Mary was so amazing she called other stores to help find out fridge ! Literally the best ever !!

BeatbyCriss
Rent-A-Center

These guys are great Lloyd is the best he was so patient with me and made the entire experience easy no stress the delivery guys I wish I had gotten their names but friendly efficient and handsome too lol …you guys are the best I definitely recommend !!!! Happy Holidays

Nikki Nikki
Rent-A-Center

I received amazing service by this location, Jose was great and very accommodating, I was very satisfied with my visit today it was a very quick process as well. Thank you again it’s very much appreciated!!

Lei Sosa
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Waterbury will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Connecticut, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Waterbury

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Waterbury.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Connecticut has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Connecticut: what the law gives you

Connecticut has a specific rent-to-own statute (Connecticut Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Waterbury

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Connecticut

Rent-to-own in Waterbury, answered

Waterbury, CT has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Waterbury do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Waterbury offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Connecticut requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Connecticut regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Connecticut are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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