Skip to main content
New: 1,005 rent-to-own tire locations
VRTO

Rent to own stores in Santa Maria, California

1 rent-to-own store serves Santa Maria, CA.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 1 rent-to-own store in Santa Maria, CA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

Matching service Not sure which Santa Maria store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get VRTO store updates

Subscribe to marketing emails about rent-to-own stores and offers. Your email is not shared with stores. Unsubscribe anytime.

By signing up, you agree to receive marketing emails about stores and offers. We use your email and selected interests to send these updates. Your email is not shared with stores. Unsubscribe anytime. Subscription privacy.

You are subscribed to VRTO updates.

What customers are saying

Recent reviews from rent-to-own stores in Santa Maria.

They were very professional and courteous and said that they would give me 50% off on my next item( wink wink) jk, when there was an issue they were on it and were really down to earth guys. Thanks you guys!

Robert Mina
Rent-A-Center

We have been purchasing with RAC for the longest and it’s been nothing but a pleasure. They not only provided us with amazing quality products but amazing service as well. We currently had an issue with our washer after having it for awhile and Anthony the assistant manager was not only able to provide us with a brand new washer but also helped us tremendously on the pricing ! Fast service, sweet gentlemen who are always happy to help and quality products. I HIGHLY RECOMMEND purchasing with RAC !!

Ash
Rent-A-Center

I love getting my stuff from here really nice and friendly people that works there. Iam a long time client with this rent a center. I’m trying to leave a good enough review. But I think it’s B.S. that I been waiting for a couple of months for them to get NEW PS5 IN BUT THEY CANT SPECIAL ORDER THEM THAT’S NOT RIGHT FOR YOUR GUYS CUSTOMERS. WE ARE PRIORITY FOR THE STORE ESPECIALLY THE LONG TERMS ONES. I’M NOT HAPPY ABOUT IT THAT I’VE BEEN WAITING FOR A COUPLE MONTHS. I HAD A SPECIAL ORDER ONE ON THE APP AND IT SAYS THAT SUPPOSED TO BE COMING IN BETWEEN 2 TO 4 WEEKS BUT WE’LL SEE. LET YOUR EMPLOYEES SPECIAL ORDER THESE DEVICES. IT’S NOT RIGHT THAT THEY CAN’T DO ANYTHING YOU GUYS ARE LOSING CUSTOMERS BECAUSE YOUNG BOYS CAN’T ORDER SPECIAL REQUEST FOR ANY TYPE OF ELECTRONICS OR FURNITURE OR ETC.. RENT-A-CENTER. YOU GUYS NEED TO GET ON THE BALL BEFORE YOU GUYS LOSE MORE CUSTOMERS AND HAVE TO END UP SHUTTING THE DOOR DOWN BECAUSE THE LACK OF SERVICE AND EVERYTHING I’M STILL STICKING WITH YOU GUYS NO MATTER WHAT BECAUSE YOU GUYS ARE THE CLOSEST ONE TO ATASCADERO PLEASE GET YOUR GUYS HEADS TOGETHER AND LET THESE EMPLOYEES SPECIAL ORDER THESE DEVICES OR ANY TYPE OF STUFF IN THAT STORE IF YOU HAVE ANY QUESTIONS ABOUT THIS REVIEW CONTACT THE STORE AND GET MY NUMBER OR MY EMAIL FROM THE EMPLOYEES SO YOU GUYS COULD CONTACT ME. 😡😡😡😡

Robert E Tinker
Rent-A-Center

I love getting my stuff from here really nice and friendly people that works there. Iam a long time client with this rent a center. I’m trying to leave a good enough review. But I think it’s B.S. that I been waiting for a couple of months for them to get NEW PS5 IN BUT THEY CANT SPECIAL ORDER THEM THAT’S NOT RIGHT FOR YOUR GUYS CUSTOMERS. WE ARE PRIORITY FOR THE STORE ESPECIALLY THE LONG TERMS ONES. I’M NOT HAPPY ABOUT IT THAT I’VE BEEN WAITING FOR A COUPLE MONTHS. I HAD A SPECIAL ORDER ONE ON THE APP AND IT SAYS THAT SUPPOSED TO BE COMING IN BETWEEN 2 TO 4 WEEKS BUT WE’LL SEE. LET YOUR EMPLOYEES SPECIAL ORDER THESE DEVICES. IT’S NOT RIGHT THAT THEY CAN’T DO ANYTHING YOU GUYS ARE LOSING CUSTOMERS BECAUSE YOUNG BOYS CAN’T ORDER SPECIAL REQUEST FOR ANY TYPE OF ELECTRONICS OR FURNITURE OR ETC.. RENT-A-CENTER. YOU GUYS NEED TO GET ON THE BALL BEFORE YOU GUYS LOSE MORE CUSTOMERS AND HAVE TO END UP SHUTTING THE DOOR DOWN BECAUSE THE LACK OF SERVICE AND EVERYTHING I’M STILL STICKING WITH YOU GUYS NO MATTER WHAT BECAUSE YOU GUYS ARE THE CLOSEST ONE TO ATASCADERO PLEASE GET YOUR GUYS HEADS TOGETHER AND LET THESE EMPLOYEES SPECIAL ORDER THESE DEVICES OR ANY TYPE OF STUFF IN THAT STORE IF YOU HAVE ANY QUESTIONS ABOUT THIS REVIEW CONTACT THE STORE AND GET MY NUMBER OR MY EMAIL FROM THE EMPLOYEES SO YOU GUYS COULD CONTACT ME. 😡😡😡😡

Robert E Tinker
Rent-A-Center

They were very professional and courteous and said that they would give me 50% off on my next item( wink wink) jk, when there was an issue they were on it and were really down to earth guys. Thanks you guys!

Robert Mina
Rent-A-Center
Reviews from Google
Santa Maria, CA

What renting to own in Santa Maria looks like

1 rent-to-own store serves Santa Maria, CA, from 1 company.

Stores here include Rent-A-Center (2502 S Broadway).

California regulates rent-to-own under California Karnette Rental-Purchase Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price.), payment cap protections (Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Santa Maria will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Santa Maria

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Santa Maria.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

California law

What California law gives you before you sign

California regulates rent-to-own under California Karnette Rental-Purchase Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

California Karnette Rental-Purchase Act Cal. Civ. Code §§ 1812.620 to 1812.649
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, whether the item is new or used, any additional mandatory charges...
Payment cap protections Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise.

Nearby cities

Bakersfield (3) Fresno (3) Lancaster (3) Sacramento (3) Stockton (3) Visalia (3) Anaheim (2) Chico (2)
All rent-to-own stores in California

Categories in Santa Maria

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1)

Counts are the stores in Santa Maria carrying that category. A category no Santa Maria store carries is not listed.

Renting to own in Santa Maria, answered

There are 1 rent-to-own store in Santa Maria, CA, from 1 company: Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Santa Maria do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Santa Maria offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. California requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. California regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in California are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Enter another ZIP code to compare rent-to-own stores near you.

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information