1 store across 7 categories
National City, CA has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 3 weeks ago
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Recent reviews from rent-to-own stores in National City.
Mya, you rescued my Thanksgiving! The Chula Vista location had failed me with their over-promising and under delivering. However, Mya and the district manager exceeded expectations the day before Thanksgiving. They managed to transfer my items to this store, assemble the table, and deliver everything within a few hours. Such exceptional customer service is indeed a rarity. My 12 guests and my family extend our heartfelt thanks! Thank you to the delivery team, the store manager even came to help deliver the items, white glove service all around!
Joseph X (Joe)
Best Service I have seen in a very long time. Juan the Store Manager is the best of the best and is always there to make sure you are treated like family. And answer every question I had I will always recommend this Rent ACenter Location. Topic Notch, Wish I could make it 10 stars.
John St John
This was my second visit to this Rent-A-Center and both times were a pleasure thanks to the staff ESPECIALLY the acting manager. Her knowledge and expertise made me as a customer feel at ease and reassured about the process. The rest of the staff was just as friendly and helpful. Will be coming back whenever I need a gaming laptop for work trips.
Joshua Johnson
Rent a center on highland Ave in national city is the best. The store manager and staff are very helpful , knowledgeable, fast, and friendly. Believe me when I say they are the best and fast delivery. And a special shout out to Randy and the delivery you guys are the best. I will see you soon!!!!
Casharia Moore
Mya, you rescued my Thanksgiving! The Chula Vista location had failed me with their over-promising and under delivering. However, Mya and the district manager exceeded expectations the day before Thanksgiving. They managed to transfer my items to this store, assemble the table, and deliver everything within a few hours. Such exceptional customer service is indeed a rarity. My 12 guests and my family extend our heartfelt thanks! Thank you to the delivery team, the store manager even came to help deliver the items, white glove service all around!
Joseph X (Joe)
Most stores in National City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in National City.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
California has a specific rent-to-own statute (California Karnette Rental-Purchase Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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