2 stores across 7 categories
El Cajon, CA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center, Yes! Stores. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in El Cajon
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Yes! Stores | 4.9 269 reviews | 1059 Broadway | (619) 444-7368 | Visit Website |
| Rent-A-Center | 4.1 94 reviews | 1097 E Main St | (619) 447-8000 | Visit Website |
Recent reviews from rent-to-own stores in El Cajon.
If you’re looking for honest, upfront, no-BS service, go see Steve at Yes Store. This business has been around a long time, and my father was actually Steve’s third customer at his very first location. That history and experience definitely show. Steve and his staff — Giselle, Josh, and Carlos — are all amazing people who genuinely care about helping customers. If you’re ever in a jam and need straight answers and great service, this is the place to go. Highly recommend!
Anthony Sierra
Yes Store is great and so is the Owner,Steve and his staff. I have purchased from them for many many years. Each and every time they are right on my requests I get text messages within minutes and they return phone calls when they say they are going to every single time. Thanks so much Steve and crew. I just purchased my new laptop today and I’m sure I’ll be back for more.
Diana Higgins
The people at this store are absolutely amazing. The service was so helpful, not just picking out my couches and finding the right fit for me. But getting delivery so soon? It was a week before the expected time. I was so happy. It was right before Christmas. And then the delivery drivers Ricardo and Anthony were so nice and so helpful. And then geselle at the store... I have not met her in person but I've spent a lot of time back-and-forth and text.Ing on the phone and there was one flaw with the sofa bed after four times using it , I noticed , and they took care of it immediately having repaired service coming tomorrow. Thank you, guys.I really appreciate you and Happy to do business with you.
Shylo Horne
Everyone here was extremely helpful!! I was in a dilemma with needing a couch and having it be delivered the same day. They went above and beyond to accommodate me and make it happen! Giselle was on top of it all! Thank you so much! Update- I ended up getting another couch from them and they were so amazing through it all!! Giselle is awesome and the moving guys were so quick and wonderful!! Everyone that is employed at Yes! Easy To Own are so sweet and such great people! Very happy with the customer service 🥰
Jennifer Lewis
I order a bed frame, mattress, couch and an ottoman and it was the smoothest, easiest and fastest delivery! I had previously ordered a couch from MOR and the delivery team was unable to get it delivered. I ordered the same size couch with YES and the delivery team was able to get it inside my home with no problems. HIGHLY recommend!
Lisa Timanus
Sales Rep Johnny and the office manager made an impossible delivery happen. They were professional courteous….everything customer service should be but lacking in other rent a center stores I’ve dealt with in the past. Definitely going to refer my friends and family to the El Cajon Main Street location!
Toresia Verheyden
Most stores in El Cajon will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in El Cajon.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
California has a specific rent-to-own statute (California Karnette Rental-Purchase Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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