New: Rent-to-Own Sheds & Portable Buildings — 521 dealers, 837 locations
Find stores

Rent to Own Stores in Monticello, Arkansas

2 stores across 7 categories

Monticello, AR has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in AR (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time during the agreement by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

Sort

Companies

Matching service Not sure which Monticello store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get an alert when Monticello stores or prices change

Never shared with stores. Unsubscribe anytime.

On its way. Check your inbox.

No stores match those filters.

Try clearing the company filter.

Compare 2 rent-to-own stores in Monticello

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Monticello, AR

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.7 43 reviews 155 N Park Dr #22 (870) 367-5303 Visit Website
Aaron's 3.6 67 reviews 307 Highway 425 N (870) 367-3058 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Monticello.

The staff is wonderful - don’t avoid them if you’re struggling- - there are options available - just keep the manager informed! - great job Mikki - Anthony and James y’all are great people!

Karen Dilcher
Rent-A-Center

Very friendly, clean environment and goes above and beyond to take care of their customers. Definitely recommend

Callie King
Rent-A-Center

Love my Monticello Rent A Center. Always so awesome.

Cristy Santana
Rent-A-Center

We love everything about Monticello Arkansas rent'a -center! They are great people! We will only rent from them. This is our 4 time renting!

Martha Jackson
Rent-A-Center

I work six days a week, so getting off on time to get to the store is really hard for me. So online truly helped my situation

Empress Luv
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Monticello will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Arkansas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Monticello

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Monticello.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Arkansas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Arkansas: what the law gives you

Arkansas has a specific rent-to-own statute (Arkansas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Monticello

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

Jonesboro Little Rock Searcy West Memphis El Dorado Fort Smith Paragould Rogers
All rent-to-own stores in Arkansas

Rent-to-own in Monticello, answered

Monticello, AR has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Monticello do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Monticello offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Arkansas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Arkansas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Arkansas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Search another city or zip code to compare rent-to-own stores near you.