VRTO

Rent to Own Stores in Winchester, VA

Winchester, VA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in VA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.1 ★ Avg Rating
454 Reviews

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Compare Rent-to-Own Stores in Winchester, VA

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Store Rating Location Phone
Rent-A-Center 3.5 51 reviews 2091 S Loudoun St (540) 722-4400 Visit Website
Aaron's 4.7 403 reviews 804 Berryville Ave (540) 535-1254 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Winchester.

This place is amazing! The people really make it 10X better also. I’ve dealt with them for several years now and just ONE example of their efforts...I’ll never forget the day when it was pouring rain and thundering soooooo bad, I live in the middle on nowhere pretty much and my drive way is very awkward and they still tried to deliver a HUGE appliance that would not fit through my door, while they was standing out in the pouring rain trying to figure every way to get it in there. I give these guys huge props! They go above and beyond to keep their customers happy!!

Tiffany McGee
Rent-A-Center

I own Tinker's Tasty Tidbits, a freeze dried food business and I vendored for them at their Fall Festival. They were very organized, friendly, helpful, professional and responsive to my needs as a vendor. Desmond the grill guy, dj and as well as othe employee did a great job checking on the vendors. I would definitely vendor for them and recommend their store.

Julia
Aaron's

Albert and Franklin went out of their way to help us.They are so Amazing and so helpful our bake sale went perfect due to them.They always support our football team and I am so thankful for them

Sarah Laillia
Aaron's

Delivery was quick & the guys who delivered my fridge were absolutely wonderful. Franklin & Cleveland were so sweet & helpful. 100 ⭐️s if I could.

caitlan spitler
Aaron's

Cleveland was great and very cooperative with my multi-order lol i so thought i was gonna eventually get hu g up on lol.. But i was wrong he was very patient over the phone and took care of all my needs and wants. Now we have been patiently waiting in our new place for some furniture and new beds so with that being said, u will see me back again to give another review on the moving crew... Have a blessed day. And ty for everything. Were looking forward to doing business with you.

Tash Henry
Aaron's

Franklin and Cleveland here will get you right with satisfactory customer service and go above and beyond to make sure your purchase is right for you. They are very transparent and honest. I recommend going to check out what they have to offer, you won’t be disappointed.

Athrea
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Winchester will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Virginia, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Winchester

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Winchester.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Winchester

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Frequently Asked Questions About Rent-to-Own in Winchester

Winchester, VA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Winchester do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Winchester offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.