4 stores across 7 categories
Waco, TX has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 4 rent-to-own stores in Waco
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.4 89 reviews | 622 N Valley Mills Dr | (254) 772-2668 | Visit Website |
| Buddy's Home Furnishings | 4.3 145 reviews | 928 N Valley Mills Dr | (254) 772-8383 | Visit Website |
| Aaron's | 3.5 57 reviews | 1425 S Valley Mills Dr | (254) 752-0599 | Visit Website |
| Aaron's | 3.3 64 reviews | 5201 Bosque Blvd Ste 340 | (254) 752-9995 | Visit Website |
Recent reviews from rent-to-own stores in Waco.
Delta has done a fantastic job helping us to create a welcoming and easy furnishing program for our interns. The ease and professionalism she has demonstrated will keep our company’s business for years to come! Thank you for the partnership.
Quin Perez
I love Delta and the whole staff they make sure you have what you need and if not they will get it and will always work with you as long as you communicate.
Tiffany Baxter
Loved the way the manager helped us find what we wanted and worked on getting us the best prices would totally recommend this branch.
Rachel braswell
Very helpful and friendly found the best prices for what I was looking for and did it in a timely manner. I would totally recommend the Waco branch.
Ollie Braswell
Everyone has been the best people to do business with . Delta was so sweet .
Judy Williams
Great store good customer service Cynthia did good job in and out no wait fast service and also good hearted people
Luis Jackson
Most stores in Waco will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Waco.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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