VRTO

Rent to Own Stores in Lubbock, TX

Lubbock, TX has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 263,930 and a median household income of $52,137 (Source: US Census Bureau, American Community Survey), Lubbock represents a moderately served rent-to-own market. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
4.2 ★ Avg Rating
747 Reviews

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Compare Rent-to-Own Stores in Lubbock, TX

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Buddy's Home Furnishings 4.7 262 reviews 2014 50Th St (806) 744-0493 Visit Website
Rent-A-Center 4.8 194 reviews 106 N University Ave (806) 744-1515 Visit Website
Aaron's 3.4 124 reviews 3664 50Th St (806) 771-4440 Visit Website

Store Hours Today (Sunday)

0 stores open now
4 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Lubbock.

It was fast and easy no hassle she did all the work for you we experience has me as a regular customer

David Gomez
Buddy's Home Furnishings

My go to place for anything i need. They have helped me out especially when i needed it. Very friendly fast good service. Love this place. If i could give them 1 million stars i would. Thanks. Paul and the rest of the crew.

Veronica Garcia
Buddy's Home Furnishings

Great team, great options to choose from. Paul & Alfredo Will definitely find something for you. They provide the best customer service. And good prices. I’m a regular customer and I’ll definitely recommend them to anyone. Thanks for all y’all do. ❤️ And Alfredo is definitely a hottie lol. (;

Alex Savedra
Buddy's Home Furnishings

When I needed it the most Buddy’s was there to save the day 🫶🏽 Thsnk you Buddy’s 🙌🏼

Cristy Leigh
Buddy's Home Furnishings

The whole team is amazing at this store. Bryan and Clay did an amazing job delivering and setting up my furniture. They always go the extra mile to make sure their customers are satisfied with everything. I highly recommend this location.

Mary Lacey
Rent-A-Center

Shoutout to Clay and his assistant Paul! They delivered my couch today and were so polite and helpful. They asked where I wanted it, how I wanted it positioned, and made sure I was happy before they left. Super respectful and professional. Really appreciated the service!

Randee Deans
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Lubbock will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Texas, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Lubbock

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Lubbock.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Lubbock

Find rent-to-own stores in Lubbock, TX. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Lubbock

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Frequently Asked Questions About Rent-to-Own in Lubbock

Lubbock, TX has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lubbock do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lubbock offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Texas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Texas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Texas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.