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Rent to Own Stores in Lubbock, Texas

7 stores across 7 categories

Lubbock, TX has 7 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 263,930 and a median household income of $52,137 (Source: US Census Bureau, American Community Survey), Lubbock represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 7 rent-to-own stores in Lubbock

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Lubbock, TX

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.8 229 reviews 106 N University Ave (806) 744-1515 Visit Website
Rent-A-Center 4.8 114 reviews 2125 50th St (806) 744-7368 Visit Website
Rent-A-Center 4.8 483 reviews 2713 50th St (806) 793-0495 Visit Website
Buddy's Home Furnishings 4.7 263 reviews 2014 50Th St (806) 744-0493 Visit Website
Rent-A-Center 4.7 133 reviews 2516 34th St (806) 747-7368 Visit Website
Aaron's 3.7 167 reviews 2234 19Th St (806) 763-9521 Visit Website
Aaron's 3.4 128 reviews 3664 50Th St (806) 771-4440 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Lubbock.

My go to place for anything i need. They have helped me out especially when i needed it. Very friendly fast good service. Love this place. If i could give them 1 million stars i would. Thanks. Paul and the rest of the crew.

Veronica Garcia
Buddy's Home Furnishings

We have bought several things from here and have always been very satisfied with the friendly service and their helpful staff. I have not so good credit so this is something that has helped me and my family. I will be returning when I need or just want something else. Thank you for being so friendly.

Renee Adams
Buddy's Home Furnishings

Great customer service experience. Great prices. Gary was such a big help to me and my family helped us get exactly what we need. Will definitely come back for more.

Curtis Jimenez
Buddy's Home Furnishings

Great team, great options to choose from. Paul & Alfredo Will definitely find something for you. They provide the best customer service. And good prices. I’m a regular customer and I’ll definitely recommend them to anyone. Thanks for all y’all do. ❤️ And Alfredo is definitely a hottie lol. (;

Alex Savedra
Buddy's Home Furnishings

My go to place for anything i need. They have helped me out especially when i needed it. Very friendly fast good service. Love this place. If i could give them 1 million stars i would. Thanks. Paul and the rest of the crew.

Veronica Garcia
Buddy's Home Furnishings

Thank you Brian! And Clay! For Delivering My Bed today! I really appreciate the fast service on that especially me being pregnant! Truly thankfull for yall guys! Highly recommend them thank yall again

Ze Rodriguez
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Lubbock will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lubbock

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 7 stores in Lubbock.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Texas: what the law gives you

Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Lubbock

Find rent-to-own stores in Lubbock, TX. Compare pricing and options from local stores.

Shop by category in Lubbock

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Texas

Rent-to-own in Lubbock, answered

Lubbock, TX has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lubbock do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lubbock offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Texas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Texas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Texas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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