4 stores across 7 categories
Decatur, TX has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Easy Rent, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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1300 S Fm 51
Decatur, TX 76234
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Compare 4 rent-to-own stores in Decatur
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Easy Rent | 4.0 26 reviews | 909 W Business 380 | (940) 626-1454 | Visit Website |
| Rent-A-Center | 4.0 20 reviews | 1401 Us-287 | (940) 399-5017 | Visit Website |
| Aaron's | 3.7 62 reviews | 1304 Fm 51 | (940) 627-5043 | Visit Website |
| Aaron's | 3.7 62 reviews | 1300 S Fm 51 | (940) 627-5043 | Visit Website |
Recent reviews from rent-to-own stores in Decatur.
Absolutely amazing and friendly staff. Tony and Emily are always friendly and happy to help with any of your needs. Always prompt on pickup and deliveries as well. 5 star customer service. Highly recommend this company.
Synobia Payne
Great Store and nice selection. Cole and his staff are eager to find what you want or need upon request. From my experiences they are also very professional polite every time.
C M
Absolutely amazing and friendly staff. Tony and Emily are always friendly and happy to help with any of your needs. Always prompt on pickup and deliveries as well. 5 star customer service. Highly recommend this company.
Synobia Payne
This place is awesome!! They have the prettiest stuff, the most durable stuff and it’s just affordable and amazing!! I only wish they had online payments.. it’s so Frustrating to have drive up there or do an over the phone call in payment.. hopefully they update that In the near future!! Overall tho, very good. I always tell ppl to check them out! 1000% better then Aaron’s and wayyyy more affordable too!!
Taylor
Great Store and nice selection. Cole and his staff are eager to find what you want or need upon request. From my experiences they are also very professional polite every time.
C M
Customer Service has improved since last time I had agreement rental
Connie Kennedy
Most stores in Decatur will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Decatur.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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