VRTO

Rent to Own Stores in Decatur, TX

Decatur, TX has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Easy Rent, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
4.0 ★ Avg Rating
104 Reviews

Compare 3 rent-to-own stores in Decatur

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Compare Rent-to-Own Stores in Decatur, TX

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Store Rating Location Phone
Easy Rent 4.0 26 reviews 909 W Business 380 (940) 626-1454 Visit Website
Rent-A-Center 4.3 16 reviews 1401 Us-287 (940) 399-5017 Visit Website
Aaron's 3.7 62 reviews 1304 Fm 51 (940) 627-5043 Visit Website

Store Hours Today (Sunday)

0 stores open now
4 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Decatur.

This place is awesome!! They have the prettiest stuff, the most durable stuff and it’s just affordable and amazing!! I only wish they had online payments.. it’s so Frustrating to have drive up there or do an over the phone call in payment.. hopefully they update that In the near future!! Overall tho, very good. I always tell ppl to check them out! 1000% better then Aaron’s and wayyyy more affordable too!!

Taylor
Easy Rent

Absolutely amazing and friendly staff. Tony and Emily are always friendly and happy to help with any of your needs. Always prompt on pickup and deliveries as well. 5 star customer service. Highly recommend this company.

Synobia Payne
Easy Rent

I Love Easy Rent Great Affordable Prices Friendly Staff

Lisa Hines
Easy Rent

Customer Service has improved since last time I had agreement rental

Connie Kennedy
Rent-A-Center

Chris Moose was awesome. Very helpful and professional.

William and Becky Cooksey
Rent-A-Center

Always my go to when I need and just don't have the funds on hand. Great staff\customer service. Works with you! They make having what you need in your home easy. Just remember, credit isn't free, people rent stuff and destroy.. so expect to pay about double for it, in easy monthly, or you have that i think 90 days to pay in full..I just usually find and buy and then return, but have paid out a few things too.

Jeff and Lisa Davis 4273
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Decatur will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Texas, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Decatur

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Decatur.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Decatur

appliances in Decatur computers in Decatur electronics in Decatur furniture in Decatur gaming in Decatur jewelry in Decatur mattresses in Decatur smartphones in Decatur tires-wheels in Decatur

Frequently Asked Questions About Rent-to-Own in Decatur

Decatur, TX has 4 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Buddy's Home Furnishings, Easy Rent, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Decatur do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Decatur offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Texas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Texas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Texas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.