2 stores across 7 categories
Bay City, TX has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Bay City
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 5.0 462 reviews | 4013 7Th St | (979) 245-0091 | Visit Website |
| Aaron's | 3.4 42 reviews | 3102 7Th St | (979) 244-9700 | Visit Website |
Recent reviews from rent-to-own stores in Bay City.
Ja’corey at Rent-A-Center provided excellent customer service. He was very professional, helpful, and made the whole process smooth and easy. He took the time to answer my questions and made sure I understood everything before leaving. It’s always great dealing with someone who has a positive attitude and truly cares about helping customers. If you go to Rent-A-Center, I definitely recommend asking for Ja’corey!
Darren Davis
I had a great experience with Rent-A-Center when getting my TV! Jacorey was very friendly and helped me find exactly what I was looking for. Delivery was on time, and everything was set up without any issues. I’m really happy with my TV and the overall service—definitely recommend and definitely needs a raise!
Noemy Sanchez
Marco, jacorey These 2 were awesome!! Extremely polite and very gentle handling my babies new bunkbeds!! U guys ROCK!! #BayCityRentACenter
Kristin Fuentes
I'm extremely late with this review, but I wanted to get it done while had the time to spare. First off, Rent-a-Center was very prompt in it's response to our need to change a washer and dryer set and swap it with another pair. The delivery was quick and very efficient. It was handled by Marco, who was incredibly knowledgeable and very helpful; going so far as to aid us in getting everything connected and working properly. He has a wonderful personality and is an excellent worker. Marco comes highly recommended. He is funny, witty and very friendly. He's great at his job and just a cool person to be around. If we get anything else, I hope Marco is the one who delivers to us. Thanks, Marco! YOU WERE AWESOME!!!
Terryll Preston
Chris and Jacorey are excellent. I called, filled out an application and gave references. They were even able to deliver the same day!!! They were kind, courteous and made sure that everything was hooked upt correctly. They come highly recommended and I hope that they are the two workers I have the pleasure of doing business with them again. Many thanks!!!
Tasha Charnick
I've dealt with aarons before when I got my first apt and got my living room set there. Now that me and my husband have a house we went back to aarons to purchase a stove and Tiffany helped me and I got a good deal on a preleased stove. Once that was paid off we needed a new washer and dryer. So of course I went back to aarons and this time Isabella helped. We were looking at preleased but she helped me find a good deal on a NEW set. Aarons will always be my go to when looking for any new appliances and furniture.
Sandy Sedillo
Most stores in Bay City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Bay City.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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