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Rent-A-Center

Closed · Opens 10 AM 4.1 (147 reviews) on Google

1445 S 1St St, Union City, TN 38261

Inside Rent-A-Center

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 1445 S 1St St, Union City, TN. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (731) 884-1900 or visiting in person at 1445 S 1St St, Union City, TN.

Hours

Monday 10:00 AM – 6:00 PM
Tuesday (Today) 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 9:00 AM – 5:00 PM
Sunday Closed

Location

1445 S 1St St, Union City, TN 38261

Get directions

Customer reviews

4.1

147 reviews

5
20%
4
0%
3
0%
2
0%
1
80%
Have you visited this store? Write a review on Google
Christina Allen
Christina Allen 3 months ago

If I could give a ZERO I would Lauren is a complete jerk. I sent all stuff back after paying 1,000s and nothing being paid off. They called me harassing stating I paid 120 on a rug, mind you it took them 3 weeks to Come get my furniture I sent back and MY HUSBAND had to load it! They stated the rug was on my last contract but kept advising I sign a new one for the rug? Very weird right. Well my kids were playing outside when their driver pulled in my driveway like a bat out of hell. Walked up on me and put his phone on my face why Lauren pressed me over this rug. I then told them do not return to my property and she stated she will if I don’t pay off the rug my husband asked for them to send him the payment information on the rug and I gave them his number he still hasn’t received anything yet, I’ve been emailed 3 new contracts on this rug, so once again why a new one if it ain’t paid for ? Anyways. Do not deal with these idiots !!!

Christina Allen
Christina Allen 3 months ago

If I could give a ZERO I would Lauren is a complete jerk. I sent all stuff back after paying 1,000s and nothing being paid off. They called me harassing stating I paid 120 on a rug, mind you it took them 3 weeks to Come get my furniture I sent back and MY HUSBAND had to load it! They stated the rug was on my last contract but kept advising I sign a new one for the rug? Very weird right. Well my kids were playing outside when their driver pulled in my driveway like a bat out of hell. Walked up on me and put his phone on my face why Lauren pressed me over this rug. I then told them do not return to my property and she stated she will if I don’t pay off the rug my husband asked for them to send him the payment information on the rug and I gave them his number he still hasn’t received anything yet, I’ve been emailed 3 new contracts on this rug, so once again why a new one if it ain’t paid for ? Anyways. Do not deal with these idiots !!!

Alicia Green
Alicia Green 4 months ago

Horrible store. Use to you could make payment arrangements and they would work with you each month. Not Lauren. I called to set up an arrangement and she said that they dont do that anymore. I said well when I talked to corporate they said to contact my store and that you could help me with that. She proceeded to lie and tell me that they are their own franchise and that they do not deal with corporate. Once I pay this off I will never rent anything from this store again.

Alicia Green
Alicia Green 4 months ago

Horrible store. Use to you could make payment arrangements and they would work with you each month. Not Lauren. I called to set up an arrangement and she said that they dont do that anymore. I said well when I talked to corporate they said to contact my store and that you could help me with that. She proceeded to lie and tell me that they are their own franchise and that they do not deal with corporate. Once I pay this off I will never rent anything from this store again.

Jennifer Gabel
Jennifer Gabel 1 year ago

So my sister gave me a Nintendo switch that she rented from them. It was paid for, we even have the paperwork on her paying it off. Well she gave it to me as a present. I took it to the pawn shop in union city, because I barely ever touch the thing. My nephews play with it more than I do when they come over. But I decided to pawn it off. The lady at the pawn shop called rent a center in union city to verify it was paid off. The lady STEPHANIE at rent a center came charging over to the pawn shop refusing to verify it was paid for, mind you we have the papers.. She had me come to the rent a center store to get the proof it was paid for because the pawn shop cannot buy anything with the paperwork from the company, apparently. So I went over there and instead of giving me paperwork, THEY TOOK MY NINTENDO SWITCH. said they’d call me within a few days with the paper work on it being paid for because it’s not in their system anymore. MIND YOU I HAVE PAPERWORK WHERE SHE PAID IT OFF BUT MY PROOF DOES NOT MATTER TO THEM. They STOLE FROM ME. Refused to give it back. And still refuses to give me it back.

Jennifer Gabel
Jennifer Gabel 1 year ago

So my sister gave me a Nintendo switch that she rented from them. It was paid for, we even have the paperwork on her paying it off. Well she gave it to me as a present. I took it to the pawn shop in union city, because I barely ever touch the thing. My nephews play with it more than I do when they come over. But I decided to pawn it off. The lady at the pawn shop called rent a center in union city to verify it was paid off. The lady STEPHANIE at rent a center came charging over to the pawn shop refusing to verify it was paid for, mind you we have the papers.. She had me come to the rent a center store to get the proof it was paid for because the pawn shop cannot buy anything with the paperwork from the company, apparently. So I went over there and instead of giving me paperwork, THEY TOOK MY NINTENDO SWITCH. said they’d call me within a few days with the paper work on it being paid for because it’s not in their system anymore. MIND YOU I HAVE PAPERWORK WHERE SHE PAID IT OFF BUT MY PROOF DOES NOT MATTER TO THEM. They STOLE FROM ME. Refused to give it back. And still refuses to give me it back.

Angela Coleman
Angela Coleman 1 year ago

Paid off furniture and now they are saying I still owe them now that there is a new manager. I know rent a center enough to know that they would have came and picked it up for none payment. I'm not the only one this has happened to after researching back on them. They won't get another dime out of me and I will tell all I know not to rent there due to scamming on accounts.

Angela Coleman
Angela Coleman 1 year ago

Paid off furniture and now they are saying I still owe them now that there is a new manager. I know rent a center enough to know that they would have came and picked it up for none payment. I'm not the only one this has happened to after researching back on them. They won't get another dime out of me and I will tell all I know not to rent there due to scamming on accounts.

Dinah Warren
Dinah Warren 5 years ago

I’ve been with rent a center for 8 years. And my experience with Paula was excellent. She’s a very sweet lady she has help me arrange payments to get it paid off in 6 months . She good on calling me to remind me of my payments . And also other works in the store very nice and very helpful.

Dinah Warren
Dinah Warren 5 years ago

I’ve been with rent a center for 8 years. And my experience with Paula was excellent. She’s a very sweet lady she has help me arrange payments to get it paid off in 6 months . She good on calling me to remind me of my payments . And also other works in the store very nice and very helpful.

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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.