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Rent-A-Center

Closed ยท Opens 10 AM 3.9 (59 reviews) on Google

140 Ny-104, Oswego, NY 13126

Inside Rent-A-Center

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 140 Ny-104, Oswego, NY. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (315) 342-2515 or visiting in person at 140 Ny-104, Oswego, NY.

Hours

Monday 10:00 AM โ€“ 6:00 PM
Tuesday (Today) 10:00 AM โ€“ 6:00 PM
Wednesday 10:00 AM โ€“ 6:00 PM
Thursday 10:00 AM โ€“ 6:00 PM
Friday 10:00 AM โ€“ 6:00 PM
Saturday 10:00 AM โ€“ 6:00 PM
Sunday Closed

Location

140 Ny-104, Oswego, NY 13126

Get directions

Customer reviews

3.9

59 reviews

5
20%
4
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20%
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60%
Have you visited this store? Write a review on Google
Alyssa Riha
Alyssa Riha 3 months ago

First time I bought a washer and dryer here it was delivered to me broken and the washer had dirty water in it that leaked all over my floor it was later explained to me that I was given someone else's picked up set by the guy who delivered it , The manager was extremely rude and tried to lie to me about it even though I had video/ photo and recorded proof ( i also have security cameras) . After this I said never again , recently I moved into a new house and my sofa was broken in the move , My family member convinced me to go here and the manager was once again unhelpful,and rude to both of us. They hired a new girl and she was very nice but with poor management im not sure how well she will be supported in her role. Due to this i paid cash out right for a new sofa at another store, which I would have done here if I wasn't given the run around from the manager. Hopefully they can figure it out.

Alyssa Riha
Alyssa Riha 3 months ago

First time I bought a washer and dryer here it was delivered to me broken and the washer had dirty water in it that leaked all over my floor it was later explained to me that I was given someone else's picked up set by the guy who delivered it , The manager was extremely rude and tried to lie to me about it even though I had video/ photo and recorded proof ( i also have security cameras) . After this I said never again , recently I moved into a new house and my sofa was broken in the move , My family member convinced me to go here and the manager was once again unhelpful,and rude to both of us. They hired a new girl and she was very nice but with poor management im not sure how well she will be supported in her role. Due to this i paid cash out right for a new sofa at another store, which I would have done here if I wasn't given the run around from the manager. Hopefully they can figure it out.

Dorothy Adams
Dorothy Adams 5 months ago

Asked for the furniture to be retrieved due to it not being used had to call 4 times and talk to 5 people to get it picked up and now they took a payment for furniture that's already been returned bc someone never closed the account or took my card off auto pay

Dorothy Adams
Dorothy Adams 5 months ago

Asked for the furniture to be retrieved due to it not being used had to call 4 times and talk to 5 people to get it picked up and now they took a payment for furniture that's already been returned bc someone never closed the account or took my card off auto pay

Mikey
Mikey 7 months ago

Y'all need to teach your driver's how to drive!!!!!! One of your drivers literally nearly hit my gf while she was on her ebike because they don't know how to drive in terrible weather!!!! Not acceptable

Mikey
Mikey 7 months ago

Y'all need to teach your driver's how to drive!!!!!! One of your drivers literally nearly hit my gf while she was on her ebike because they don't know how to drive in terrible weather!!!! Not acceptable

Amanda H
Amanda H 8 months ago

I'm a long time customer. Prices are great, always have what I'm looking for and if they don't they find it. Mike is amazing!

Amanda H
Amanda H 8 months ago

I'm a long time customer. Prices are great, always have what I'm looking for and if they don't they find it. Mike is amazing!

Mike
Mike 9 months ago

Received a stove less than a month ago that is malufuctiong and store refuses to replace

Mike
Mike 9 months ago

Received a stove less than a month ago that is malufuctiong and store refuses to replace

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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.