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Rent-A-Center

Closed right now, opens 10 AM. Call ahead and they will tell you what is on the floor today.

140 Ny-104, Oswego, NY 13126 (315) 342-2515
Closed · Opens 10 AM 3.9 out of 5 stars, 59 Google reviews 3.9 (59 Google reviews) How rankings work Confirmed Oct 18, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Smartphones
Inside Rent-A-Center
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this Rent-A-Center carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Smartphones
Smartphones and tablets
Gaming
Consoles and accessories

This location

140 Ny-104, Oswego, NY. Closed · Opens 10 AM.

Call (315) 342-2515 Get directions

Rent-A-Center will tell you what you qualify for before anything is run, stated by Rent-A-Center.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 140 Ny-104, Oswego, NY. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (315) 342-2515 or visiting in person at 140 Ny-104, Oswego, NY.

Hours and how to get there

Monday 10:00 AM – 6:00 PM
Tuesday 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday (Today) 10:00 AM – 6:00 PM
Saturday 10:00 AM – 6:00 PM
Sunday Closed

Hours confirmed with the store Oct 18, 2026. Call ahead on a holiday.

Where to find it
140 Ny-104 Oswego, NY 13126

Customer reviews

3.9 out of 5 stars, 59 Google reviews 3.9 59 · Google
Have you visited this store? Write a review on Google
Shae Drosdak
Shae Drosdak 4 months ago

They’ve recently connected with Amazon for returns. Seems the gentleman at the desk isn’t happy about it. He was very rude about the return. No where does Amazon say anything needed to be in the original box or you needed the SKU to return an item at this location when I did my returns on Amazon. I even marked not in original package when doing my return on Amazon. He was annoyed that I didn’t know that when returning the items. I’d suggest going to a different location to do a return. I was going to ask about a second fridge for my house for the summer while I was there but from the way he acted I decided not to do business with them after all. I’ll just go buy one. I know You never know who’s walking through your doors. I know my few little packages don’t give them much back .50-1.00 per return but those numbers can add up.

Alyssa Riha
Alyssa Riha 6 months ago

First time I bought a washer and dryer here it was delivered to me broken and the washer had dirty water in it that leaked all over my floor it was later explained to me that I was given someone else's picked up set by the guy who delivered it , The manager was extremely rude and tried to lie to me about it even though I had video/ photo and recorded proof ( i also have security cameras) . After this I said never again , recently I moved into a new house and my sofa was broken in the move , My family member convinced me to go here and the manager was once again unhelpful,and rude to both of us. They hired a new girl and she was very nice but with poor management im not sure how well she will be supported in her role. Due to this i paid cash out right for a new sofa at another store, which I would have done here if I wasn't given the run around from the manager. Hopefully they can figure it out.

Dorothy Adams
Dorothy Adams 7 months ago

Asked for the furniture to be retrieved due to it not being used had to call 4 times and talk to 5 people to get it picked up and now they took a payment for furniture that's already been returned bc someone never closed the account or took my card off auto pay

Mikey
Mikey 10 months ago

Y'all need to teach your driver's how to drive!!!!!! One of your drivers literally nearly hit my gf while she was on her ebike because they don't know how to drive in terrible weather!!!! Not acceptable

Amanda H
Amanda H 11 months ago

I'm a long time customer. Prices are great, always have what I'm looking for and if they don't they find it. Mike is amazing!

Mike
Mike 1 year ago

Received a stove less than a month ago that is malufuctiong and store refuses to replace

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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