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Rent-A-Center

Open until 6 PM 3.8 (57 reviews) on Google

5006 State Highway 23 Box M-30, Oneonta, NY 13820

Inside Rent-A-Center

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 5006 State Highway 23 Box M-30, Oneonta, NY. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (607) 432-4300 or visiting in person at 5006 State Highway 23 Box M-30, Oneonta, NY.

Hours

Monday 10:00 AM – 6:00 PM
Tuesday (Today) 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 10:00 AM – 6:00 PM
Sunday Closed

Location

5006 State Highway 23 Box M-30, Oneonta, NY 13820

Get directions

Customer reviews

3.8

57 reviews

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Have you visited this store? Write a review on Google
anthony ferry
anthony ferry 8 months ago

I love the rentacenter stores I'd be renting from them instead of aarons

anthony ferry
anthony ferry 8 months ago

I love the rentacenter stores I'd be renting from them instead of aarons

Shawn Stilson
Shawn Stilson 1 year ago

Love my local store always willing to work with you and they are vary good at there job.

Brenda Jackson
Brenda Jackson 2 years ago

I moved here from Calif. and didn't bring any of my furniture I spoke to Stephanie and Sam and told them what I needed they both were very helpful. When I arrived my bedroom was delivered on time and also my sofa I'm very pleased with their service. They were very professional.

Brenda Jackson
Brenda Jackson 2 years ago

I moved here from Calif. and didn't bring any of my furniture I spoke to Stephanie and Sam and told them what I needed they both were very helpful. When I arrived my bedroom was delivered on time and also my sofa I'm very pleased with their service. They were very professional.

Justice Salisbury
Justice Salisbury 3 years ago

PLEASE don't waste your time or energy on Rent A Center thinks they are above the law they think they can trespass on people's properties and borderline harassment whenever they feel is necessary they act all nice in the store but have no respect when it comes down to there payments. You should not have to explain every little think to these people it's no one's business but your own. No place blowes up your phone like they will for one payment not NYSEG nor Spectrum or anyplace alse is that rude and its just sad they cant even bother to tell you that couch has WHOLES in it.

Justice Salisbury

PLEASE don't waste your time or energy on Rent A Center thinks they are above the law they think they can trespass on people's properties and borderline harassment whenever they feel is necessary they act all nice in the store but have no respect when it comes down to there payments. You should not have to explain every little think to these people it's no one's business but your own. No place blowes up your phone like they will for one payment not NYSEG nor Spectrum or anyplace alse is that rude and its just sad they cant even bother to tell you that couch has WHOLES in it.

Sarah Gonzalez
Sarah Gonzalez 3 years ago

My mom has a furniture on with them but she can’t pay it so they’ve been calling me to receive payments. Her loan is due on the 5th of every month. I had a major surgery 4/5 and received multiple calls during the time I literally was under anesthesia. On 4/6 I was still in the hospital and called the Oneonta RAC and politely told them I just had a major surgery but would call them that upcoming Monday to arrange payment for my mom since I was still in recovery by and under observation. The only thing the employee named Stephanie had to say was “well then there will be a late fee” This place will harass you with phone calls like loan sharks and take advantage of you. After this loan is finished getting paid off I will be making sure my mother or anyone I know ever used this RAC or any RAC again. ***EDIT*** in response to the comment below about calling RAC to resolve the issue. I did. I spoke to a gentleman that was very kind who said he would amend the issue. Then the next month came around and the same woman who called not caring that I just had a major surgery called me in the middle of my workday to ask for their money. My opinion still stands. Awful company. My moms debt is almost paid and after that neither I nor she will ever be using this company again.

Sarah Gonzalez
Sarah Gonzalez 3 years ago

My mom has a furniture on with them but she can’t pay it so they’ve been calling me to receive payments. Her loan is due on the 5th of every month. I had a major surgery 4/5 and received multiple calls during the time I literally was under anesthesia. On 4/6 I was still in the hospital and called the Oneonta RAC and politely told them I just had a major surgery but would call them that upcoming Monday to arrange payment for my mom since I was still in recovery by and under observation. The only thing the employee named Stephanie had to say was “well then there will be a late fee” This place will harass you with phone calls like loan sharks and take advantage of you. After this loan is finished getting paid off I will be making sure my mother or anyone I know ever used this RAC or any RAC again. ***EDIT*** in response to the comment below about calling RAC to resolve the issue. I did. I spoke to a gentleman that was very kind who said he would amend the issue. Then the next month came around and the same woman who called not caring that I just had a major surgery called me in the middle of my workday to ask for their money. My opinion still stands. Awful company. My moms debt is almost paid and after that neither I nor she will ever be using this company again.

New York Paranormal Society
New York Paranormal Society 9 years ago

Great choice of product very very poor customer service. If you are even one day late on your payment they call your phone once every 2 hours all day then they show up at your door demanding payment or to given back the product rather than being patient and giving the customer a chance to call and make it to store between work, children etc. go to Aaron's better selection better customer service. My family will NOT be going back there. Their version of customer service is borderline harassment.

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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.