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Rent-A-Center

Open until 6 PM 3.4 (38 reviews) on Google

123 Merchant Pl #7, Cobleskill, NY 12043

Inside Rent-A-Center

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 123 Merchant Pl #7, Cobleskill, NY. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (518) 234-2220 or visiting in person at 123 Merchant Pl #7, Cobleskill, NY.

Hours

Monday 10:00 AM – 6:00 PM
Tuesday (Today) 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 10:00 AM – 6:00 PM
Sunday Closed

Location

123 Merchant Pl #7, Cobleskill, NY 12043

Get directions

Customer reviews

3.4

38 reviews

5
20%
4
0%
3
0%
2
20%
1
60%
Have you visited this store? Write a review on Google
Hailey Rivers
Hailey Rivers 1 year ago

They will not warranty their crappy merchandise even though they force you to pay for “benefits plus” and if you don’t pay your bill the second it’s due they harass you via text message. My bill has never been left unpaid and I am treated as if that is the case! I should have immediately had everything I purchased from them returned when they gouged my new refrigerator when bringing it in the house, and yes they took some $$ off of the bill but still the way they delivered it was a red flag! My bill is overdue by one day as we get paid today, and they have texted me twice regarding it. It’s to the point I’m going to contact corporate and the BBB!

Hailey Rivers
Hailey Rivers 1 year ago

They will not warranty their crappy merchandise even though they force you to pay for “benefits plus” and if you don’t pay your bill the second it’s due they harass you via text message. My bill has never been left unpaid and I am treated as if that is the case! I should have immediately had everything I purchased from them returned when they gouged my new refrigerator when bringing it in the house, and yes they took some $$ off of the bill but still the way they delivered it was a red flag! My bill is overdue by one day as we get paid today, and they have texted me twice regarding it. It’s to the point I’m going to contact corporate and the BBB!

Stacy Terrell
Stacy Terrell 1 year ago

Had to pay for something that was OPTIONAL!!! I asked to have the benefits plus taken off because it is OPTIONAL and we were forced to pay it anyway. I returned my tv and I logged on and it is still telling me to pay for it. Some chick that works there was making threats and popping off an attitude and blew my phone up saying to return the ps5 I got from them just because we didn’t have the money pulled off the card THAT DAY!!! Gave us until they closed to return it! No no no!!!

Stacy Terrell
Stacy Terrell 1 year ago

Had to pay for something that was OPTIONAL!!! I asked to have the benefits plus taken off because it is OPTIONAL and we were forced to pay it anyway. I returned my tv and I logged on and it is still telling me to pay for it. Some chick that works there was making threats and popping off an attitude and blew my phone up saying to return the ps5 I got from them just because we didn’t have the money pulled off the card THAT DAY!!! Gave us until they closed to return it! No no no!!!

marilyn cole
marilyn cole 2 years ago

I would just like to say that I absolutely love all the employees at this location for this Rent-A-Center! They have gone above and beyond for me and help me to get some amazing things that I need!! I highly recommend going to them! They are amazing!

delia lopez
delia lopez 3 years ago

I placed an order in June. I called them twice a week about my order they kept telling me they were going to call me back and they never did I had to call them . Then they told me that they placed my order and that they had the tracking number and they were waiting on delivery. I called them again a few weeks later and was told that it was going to take 6 to 10 months for delivery. Why tell me that they had a tracking number cause it was already shipped if my order never even left the warehouse. NEVER AGAIN

delia lopez
delia lopez 3 years ago

I placed an order in June. I called them twice a week about my order they kept telling me they were going to call me back and they never did I had to call them . Then they told me that they placed my order and that they had the tracking number and they were waiting on delivery. I called them again a few weeks later and was told that it was going to take 6 to 10 months for delivery. Why tell me that they had a tracking number cause it was already shipped if my order never even left the warehouse. NEVER AGAIN

Nathaniel Lopez
Nathaniel Lopez 4 years ago

Originally signing up it was a good experience…over time they try to have you buy more stuff that’s 4x it’s value already that goes for every rent a center. Why I’m leaving only 2 stars is because the manager here specifically is a tool … I missed a payment he called me 12+ times where I had to block the store number.

Nathaniel Lopez
Nathaniel Lopez 4 years ago

Originally signing up it was a good experience…over time they try to have you buy more stuff that’s 4x it’s value already that goes for every rent a center. Why I’m leaving only 2 stars is because the manager here specifically is a tool … I missed a payment he called me 12+ times where I had to block the store number.

David S
David S 6 years ago

The Cobleskill Rent a Center is one of the best I've ever dealt with. They work extremely hard to get you what you want, and at the best deal possible. Delivery time is extremely quick, and the staff are very knowledgeable, polite and you leave there with a sense of family type environment. I've done a ton of business with this store, and will continue to for the future. Fantastic for anyone on a tight budget, they offer everything for the home, and if they don't have it on hand they get it for you quickly.

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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.