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Rent to own stores in Carson City, Nevada

2 rent-to-own stores serve Carson City, NV.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Carson City, NV

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 2 rent-to-own stores in Carson City

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Carson City, NV

Side-by-side comparison to help you choose the right store for your needs.

What customers are saying

Recent reviews from rent-to-own stores in Carson City.

I absolutely love all of my stuff from this company!!! Tracy the manager/owner is one of the most amazing people I have ever met! I have recently received a new tv stand with a fire place. She worked with what Iโ€™m able to afford! So far I have a couch, kitchen table, my kids bedroom sets! And many many more. Safe to say I will always shop here at action!!! Thank you for making me feel welcome!!

Kayla Carper
Action Home Furnishings

We worked with Ashley - She rocks! We needed a queen bed to replace a broken sofa bed and we needed it delivered and set up like yesterday. Our big problem was that we are 4 hours away and needed to do this without traveling to the store. We wanted a durable, quality item. Ashley listened, quickly directed us to the right item and got it delivered in days. We could not be happier. Thanks. (We still need a nice comforter and pillow shams, but that is our problem!)

Randall Reed
Action Home Furnishings

Nice staff who were very open and informative about what furniture they had and when they were scheduled to get more. The prices seem very reasonable for new furniture and we are still enjoying our tables and couch and love seat that we got earlier this year.

Philip Turner
Action Home Furnishings

I purchased a sofa, a loveseat, end tables, and a few other items here. I absolutely love my new furniture! The staff was extremely helpful without being pushy. I highly recommend this store.

Dale Pruett
Action Home Furnishings

I just had back surgery. Was sent to a rehabilitation facility. The bed was horrible so I shopped for a recliner. Nobody could get me a recliner the next day I was looking at waiting at least a week!! Action Furniture goa recliner to me that same day and now I'm able to sleep more comfortable

Danny Hopkins
Action Home Furnishings

The RAC staff are incredible. The customer service is outstanding! We've had some really hard times this last year and they have worked with us to the best of their ability and we are very grateful. Thank you Lexy and your staff for the kindness and understanding.

Mary Migliozzi
Rent-A-Center
Reviews from Google
Carson City, NV

What renting to own in Carson City looks like

2 rent-to-own stores serve Carson City, NV, from 2 companies.

Stores here include Action Home Furnishings (2040 E William St), Rent-A-Center (3790 Us-395).

Nevada regulates rent-to-own under Nevada Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Carson City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Nevada, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Carson City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Carson City.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Nevada has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Nevada law

What Nevada law gives you before you sign

Nevada regulates rent-to-own under Nevada Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Nevada Rental-Purchase Agreement Act Nev. Rev. Stat. ยงยง 598.1301 to 598.1390
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, property condition, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Renting to own in Carson City, answered

There are 2 rent-to-own stores in Carson City, NV, from 2 companies: Action Home Furnishings, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Carson City do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Carson City offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Nevada requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Nevada regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Nevada are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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