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Last checked 1 month ago
Rent to Own Stores in Carson City, Nevada
2 stores across 7 categories
Carson City, NV has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Action Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NV (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Carson City at a glance
2
RTO Stores
2
Companies
4.3 ★
Avg Rating
165
Reviews
Brands here
Action Home Furnishings
Rent-A-Center
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Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 3 weeks ago
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Companies
Compare 2 rent-to-own stores in Carson City
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Carson City, NV
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Action Home Furnishings | 4.5 84 reviews | 2040 E William St | (775) 884-3030 | Visit Website |
| Rent-A-Center | 4.0 81 reviews | 3790 Us-395 | (775) 267-2571 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Carson City.
I absolutely love all of my stuff from this company!!! Tracy the manager/owner is one of the most amazing people I have ever met! I have recently received a new tv stand with a fire place. She worked with what I’m able to afford! So far I have a couch, kitchen table, my kids bedroom sets! And many many more. Safe to say I will always shop here at action!!! Thank you for making me feel welcome!!
Kayla Carper
We worked with Ashley - She rocks! We needed a queen bed to replace a broken sofa bed and we needed it delivered and set up like yesterday. Our big problem was that we are 4 hours away and needed to do this without traveling to the store. We wanted a durable, quality item. Ashley listened, quickly directed us to the right item and got it delivered in days. We could not be happier. Thanks. (We still need a nice comforter and pillow shams, but that is our problem!)
Randall Reed
Nice staff who were very open and informative about what furniture they had and when they were scheduled to get more. The prices seem very reasonable for new furniture and we are still enjoying our tables and couch and love seat that we got earlier this year.
Philip Turner
I purchased a sofa, a loveseat, end tables, and a few other items here. I absolutely love my new furniture! The staff was extremely helpful without being pushy. I highly recommend this store.
Dale Pruett
I just had back surgery. Was sent to a rehabilitation facility. The bed was horrible so I shopped for a recliner. Nobody could get me a recliner the next day I was looking at waiting at least a week!! Action Furniture goa recliner to me that same day and now I'm able to sleep more comfortable
Danny Hopkins
The RAC staff are incredible. The customer service is outstanding! We've had some really hard times this last year and they have worked with us to the best of their ability and we are very grateful. Thank you Lexy and your staff for the kindness and understanding.
Mary Migliozzi
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Carson City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Nevada, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Carson City
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Carson City.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Nevada has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Nevada: what the law gives you
Nevada has a specific rent-to-own statute (Nevada Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Carson City
Rent-to-own in nearby cities
All rent-to-own stores in NevadaRent-to-own in Carson City, answered
Carson City, NV has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Action Home Furnishings and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Carson City do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Carson City offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Nevada requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Nevada regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Nevada are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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