1 store across 7 categories
South Sioux City, NE has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NE (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 3 weeks ago
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Recent reviews from rent-to-own stores in South Sioux City.
Went in to shop today 1/29/26 Gerry Was super professional he had 2 customers in the store he came over and greeted me asked me if I didn't mind waiting he had 2 people before me. Than he offered me a bottle of water. Then I watch as he took time to explain a bill to the customer before me who had questions about there bill. Then it came my turn he apologized for the wait and we talked and I advised him I wanted a washer and dryer and a bedroom set and that I would be moving to very soon like February 19th he walked me through picking the perfect bedroom set for me and washer and dryer. he also showed me there website to look at. Only thing that stop me from doing it today was my verification of lease
Eric Smith
Gerry, Jeno and Ana are some of the best people to go through, they've been so much help since we started renting from them. Thank yall so much for always being respectful and treating your costumers to the best of your ability.
Naomi Montague
Went in to shop today 1/29/26 Gerry Was super professional he had 2 customers in the store he came over and greeted me asked me if I didn't mind waiting he had 2 people before me. Than he offered me a bottle of water. Then I watch as he took time to explain a bill to the customer before me who had questions about there bill. Then it came my turn he apologized for the wait and we talked and I advised him I wanted a washer and dryer and a bedroom set and that I would be moving to very soon like February 19th he walked me through picking the perfect bedroom set for me and washer and dryer. he also showed me there website to look at. Only thing that stop me from doing it today was my verification of lease
Eric Smith
Gerry, Jeno and Ana are some of the best people to go through, they've been so much help since we started renting from them. Thank yall so much for always being respectful and treating your costumers to the best of your ability.
Naomi Montague
The store workers are the friendliest...makes me feel good going in the store everytime knowing I'm walking into a good nice environment
Lisa Grant
Most stores in South Sioux City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Nebraska, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in South Sioux City.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Nebraska has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Nebraska has a specific rent-to-own statute (Nebraska Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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