Skip to main content
New: 1,005 rent-to-own tire locations
VRTO

Rent-A-Center

Open right now closes 6 PM. Call ahead and they will tell you what is on the floor today.

1812 S Belt Hwy, St Joseph, MO 64507 (816) 232-2111
Open · Closes 6 PM 3.8 out of 5 stars, 215 Google reviews 3.8 (215 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Smartphones
Inside Rent-A-Center
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this Rent-A-Center carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Smartphones
Smartphones and tablets
Gaming
Consoles and accessories

This location

1812 S Belt Hwy, St Joseph, MO. Closes 6 PM.

Call (816) 232-2111 Get directions

Rent-A-Center will tell you what you qualify for before anything is run, stated by Rent-A-Center.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 1812 S Belt Hwy, St Joseph, MO. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (816) 232-2111 or visiting in person at 1812 S Belt Hwy, St Joseph, MO.

Hours and how to get there

Monday (Today) 10:00 AM – 6:00 PM
Tuesday 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 10:00 AM – 6:00 PM
Sunday Closed

Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.

Where to find it
1812 S Belt Hwy St Joseph, MO 64507

Customer reviews

3.8 out of 5 stars, 215 Google reviews 3.8 215 · Google
Have you visited this store? Write a review on Google
Mrs. Patton Jackson

Worst place ever! Apparently when you work at Rent a Center you can take naps on the furniture whenever you want. Saint Joseph, your employees at your store are trashy. Not a single bit of professionalism at all! Walked in to the store and your employee is laying, sprawled out on a couch with her phone in her face. I will be sure to inform everybody I know that your store is not the place to go. DON’T GO TO THIS STORE!!

Tina Goodface
Tina Goodface 4 months ago

I really enjoy rent a center, I love it so much that EVERYTHING in my house comes from them. The staff ( Mindy & Dakota ) are always so pleasant, friendly, and extremely helpful. When I want something or need help, they are quick to be helpful. They treat me like family and accommodate me when I need more. Thank you for the wonderful service and the friendship ❤️ ♥️ 😀.

Tasha Beck
Tasha Beck 4 months ago

So despite being warned by multiple people not to go through Rent a Center for anything due to the horrible customer service and the way people are treated we did. For over a week now they were supposed to correct our monthly payment because before we signed we were told our payment is $225 a month for everything, that being with taxes and fees. Once paperwork was done it showed $267. I told her we can't afford that and that's not what was agreed on. I was told by the manager (who is the one who sold us the merchandise) that she would fix it the next morning. I called the next morning because I never got another auto pay text to find out if it was changed. The girl who answered told me the manager wasn't even there that day it was her day off! I called again on Thursday, still hadn't been fixed. Friday was delivery day, I went to the store and was told "oh no I'll do it right now". The guys delivered the stuff and before they were even done with setup had me do a delivery survey with someone at the store, she asked if I was satisfied with the delivery and the setup and if everything was working ok. I didn't even get a chance to check the machines so I told her as far as I know because they are finishing up still. She then proceeded to very aggressively tell me multiple times the payment is due the 3rd not a day late. I told her many times yes I understand and it will be the 3rd as we are on autopay and that's our payday. I felt very attacked by the tone in her voice, mind you at this point still no updated payment. The guys were still on my porch as I tried to start a load of laundry and the machine was just humming. They pulled out before I could catch them so I called the store. The girl said maybe they didn't turn the water on and she would call them. While she was calling I tried to turn the water on myself but the hot water is way too tight and I can't really reach anyway. I was able to get the cold water on. The girl from the store called back and said they did indeed forget the water, I told her I got the cold on but can't get the hot water. She said well can you just have your husband do it, I was like I can try but he is not much stronger than me and short as well. She then said if he can't get it call the next morning and she will send someone out. We couldn't get it so I called at 1005 am they opened at 10, I was told both trucks were already gone but she would send them as soon as 1 is back. I never heard anything else that day. I was busy Monday and Tuesday so I called yesterday and again the payment still had not been fixed and is set to auto pay at midnight tonight. The girl also told me her trucks had just left and as soon as one was back she would send them. Again nothing! I called yesterday afternoon asked about both, still payment is messed up and she said call today to remind her to send them to turn on the water. I called today she told me oh you guys have to come in to do paperwork again, my thought was why on earth did you guys not tell me this a week ago!? Then proceeded to tell me they can't send their guys to turn the water on, I was like why they are who dropped the ball and didn't do their job? She said she totally understands she was just told they can't. Once off the phone I told Dre no I'm done I want them to come get the stuff I'm not doing service with them. He called and the manager answered, he was very polite and told her we decided we don't want the stuff and need them to just come get it, but we aren't going to be home today and would need it done tomorrow. She said it has to be done today, or we will have to make the payment. I took the phone and said we will not be home today it can't be today, she was adamant it had to be today. Dre asked for the customer service number, she asked why he needed that. I said because this is ridiculous now, she asked what is ridiculous, I started to try and tell her and she interrupted me asking again what's ridiculous, I told her if she would stop interrupting me I could tell her. She was so rude I just hung up! I do not recommend them!

carrie Stewart
carrie Stewart 4 months ago

I’ve always had good experience with them and they always very polite with me and my kids. They get my stuff to me fast or if I have problem with sitting up game they always helpful sitting it up

Ashley Carver
Ashley Carver 8 months ago

Ray and Dakota did a fantastic job on delivering my refrigerator! It was kind of a pain to get it through my back door and into my kitchen, but they got the job done. I'm very appreciative of their hard work and effort on getting it in my kitchen!

Brenda Coffelt
Brenda Coffelt 8 months ago

I absolutely love this location. I have rented off and on for several years from this location. I just paid off my sectional today, and signed another agreement for a bedroom set. Tamera (not sure if thats spelled correctly) was absolutely amazing and dealing with me being so indecisive. Lol. 10 out 10 will recommend.

Sara Gonzalez
Sara Gonzalez 9 months ago

Mindy was very unprofessional. She wouldn’t rent to me because she didn’t like me for a personal reason. I had all my credentials. I was already approved. Do not rent from her. Corporate said she absolutely cannot deny me for a personal reason if I could give zero stars, I would

Keep looking

Other places to try in St Joseph, MO

More stores in St Joseph

All St Joseph stores

Nearest first. The figure is that store's own Google rating.

Listings and rankings on VRTO are never paid for. How rankings work

Categories at this store

Each opens that category across St Joseph. The count is the St Joseph stores carrying it.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information