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Rent-A-Center

Rent-A-Center

Closed · Opens 10 AM 3.8 (207 reviews) on Google

1812 S Belt Hwy, St Joseph, MO 64507

Call (816) 232-2111 Get directions Visit website

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly

Typical term 12 to 24 months

Same-as-cash window 90 days

Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

Valid photo ID (driver's license, state ID, or passport)
Proof of income (recent pay stub, bank statement, or benefits letter)
Proof of residence (utility bill, lease agreement, or mail with your address)
Personal references (typically 3 to 4 contacts with phone numbers)

How it works

1Browse in store and choose from available furniture, appliances, electronics, and more.
2Apply with no traditional credit check at most stores. Approval is based on income and residency.
3Get approved, often same day, with immediate access to your items.
4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 1812 S Belt Hwy, St Joseph, MO. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (816) 232-2111 or visiting in person at 1812 S Belt Hwy, St Joseph, MO.

Hours

Monday 10:00 AM – 6:00 PM

Tuesday (Today) 10:00 AM – 6:00 PM

Wednesday 10:00 AM – 6:00 PM

Thursday 10:00 AM – 6:00 PM

Friday 10:00 AM – 6:00 PM

Saturday 10:00 AM – 6:00 PM

Sunday Closed

Location

1812 S Belt Hwy, St Joseph, MO 64507

Get directions

Phone

(816) 232-2111

Customer reviews

3.8

207 reviews

70%

30%

Have you visited this store? Write a review on Google

carrie Stewart 1 month ago

I’ve always had good experience with them and they always very polite with me and my kids. They get my stuff to me fast or if I have problem with sitting up game they always helpful sitting it up

carrie Stewart 1 month ago

I’ve always had good experience with them and they always very polite with me and my kids. They get my stuff to me fast or if I have problem with sitting up game they always helpful sitting it up

Ashley Carver 5 months ago

Ray and Dakota did a fantastic job on delivering my refrigerator! It was kind of a pain to get it through my back door and into my kitchen, but they got the job done. I'm very appreciative of their hard work and effort on getting it in my kitchen!

Ashley Carver 5 months ago

Brenda Coffelt 5 months ago

I absolutely love this location. I have rented off and on for several years from this location. I just paid off my sectional today, and signed another agreement for a bedroom set. Tamera (not sure if thats spelled correctly) was absolutely amazing and dealing with me being so indecisive. Lol. 10 out 10 will recommend.

Sara Gonzalez 6 months ago

Mindy was very unprofessional. She wouldn’t rent to me because she didn’t like me for a personal reason. I had all my credentials. I was already approved. Do not rent from her. Corporate said she absolutely cannot deny me for a personal reason if I could give zero stars, I would

Sara Gonzalez 6 months ago

Andrew Cadena 7 months ago

ABSOLUTELY HORRIBLE! I’m a US Marine and have used RAC most of my life in various places across the country. This one has COMPLETELY drove me away from ever purchasing from RAC Ever again. First my couches were delivered with no legs. Then after 6+ months of perfect payment history they forced us into the benefits program saying it was now mandatory and cooperate policy. FLAT OUT LIE. I called the corporate office and filed a complaint. Never Received a call from the DM. I told them to come get their couch’s and it took them 2 weeks. They tried to blame me because they forgot to write it down. Now they are calling me DAILY asking for payment on the couches they picked up a week ago. Absolutely worthless location. I never post bad reviews because hey we’re all human and make mistakes but this takes the cake for me.

Laci Walker 8 months ago

This is the 3rd time, I have rented from Rent A Center! They will always have my business. Mindy works with you, she is truly amazing! She understands things happen sometimes, she is just truly amazing! Dakota and Ray were amazing delivery drivers they asked how my day has been going, and were just kind young men. Thank you so much for your kindness it doesn’t go unnoticed!

Dylan Alves-Nakata 9 months ago

They worked really well on how things were done and how to deliver things. Once my delivery was ordered or and delivered it was an easy setup and no issues with the crew at all easy the work with. The delivery was on time and nothing was damaged everything was set up perfectly. What I really liked is that they double checked everything before they left to make sure that you're satisfactions was meant to its needs

Reviews from Google

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More rent-to-own stores in St Joseph, MO

Aaron's

Closed · Opens 10 AM

1902 S Belt Hwy
St Joseph, MO 64507

(816) 279-5777

Furniture Appliances Electronics Computers Mattresses +1 more

4.1 (115) on Google

Last checked 1 month ago

View Details Visit Website

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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