ZSmart Furniture
Open right now until 6 PM. Call ahead and they will tell you what is on the floor today.
1707 Oak St, Niles, MI 49120 (269) 683-2000
Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.
What you can rent here
ZSmart Furniture is a family-owned and managed rent-to-own retailer with 6 stores across Michigan and Indiana, including Niles and Benton Harbor, Michigan, and Elkhart, Indiana. The company has served Michigan-area shoppers for more than 19 years, with a management team that brings over 150 years of combined service. ZSmart carries furniture, appliances, and electronics on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Compare ZSmart Furniture on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
What this store carries
These are the categories this ZSmart Furniture carries. Call the store for current prices and terms.
This location
1707 Oak St, Niles, MI. Open until 6 PM.
Call (269) 683-2000 Get directionsZSmart Furniture will tell you what you qualify for before anything is run, stated by ZSmart Furniture.
Before you go in
How rent-to-own leases usually work
Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.
What to bring
- Valid photo ID (driver's license, state ID, or passport)
- Proof of income (recent pay stub, bank statement, or benefits letter)
- Proof of residence (utility bill, lease agreement, or mail with your address)
- Personal references (typically 3 to 4 contacts with phone numbers)
How it works
- 1Browse in store and choose from available furniture, appliances, electronics, and more.
- 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
- 3Get approved, often same day, with immediate access to your items.
- 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.
Typically included with rent-to-own agreements:
Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.
Frequently asked questions
Hours and how to get there
Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.
Customer reviews
Lauren was absolutely fantastic! She was very polite, professional, and straightforward throughout the entire experience. She made everything easy to understand, answered my questions clearly, and was incredibly helpful. I really appreciated how friendly and efficient she was. Definitely a great experience, and I would highly recommend working with Lauren!
Lauren went above and beyond from the moment I called to the whole making sure I got my delivery today. She was so welcoming. Best experience I've ever had with a company in my life . Will be back for more business one day soon!
I worked with Lauren and she did amazing. Had my freezer delivered within a matter of hours of talking to her the first time. Would highly recommend
I had a wonderful experience with Lauren at ZSmart Furniture. I needed a couch and she helped me buy a beautiful one. The whole process was easy. Thank you ZSmart and Lauren.
Fantastic selection! Great prices! Lauren is amazing! Go see her for all your rental needs
Lauren and Ron are great people to deal with. Very helpful very friendly. Products are fantastic along with service. I’d recommend them to anyone!!
We visited today looking for a new couch for our home. We were looking for leather specifically. We didn’t see what we wanted on the floor and were going to go to the Dowagiac store, but Lauren stepped in and saved us a trip and helped us find something. She was very professional, super nice and even worked with us on the delivery time. If I could give her 10 stars, I would! Thanks again, Lauren!
Great people, great products, excellent customer service. Will be recommending my Niles ZSmart to everyone. Lauren is super friendly, knowledgeable about her store and products. Just a great overall experience ❤️
Other places to try in Niles, MI
More stores in Niles
All Niles storesNearest first. The figure is that store's own Google rating.
Categories at this store
Each opens that category across Niles. The count is the Niles stores carrying it.
Related pages
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of ZSmart Furniture or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Listing information for ZSmart Furniture is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.