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ZSmart Furniture

Open right now until 6 PM. Call ahead and they will tell you what is on the floor today.

528 28th St SE, Grand Rapids, MI 49548 (616) 475-4600
Open · until 6 PM 4.8 out of 5 stars, 162 Google reviews 4.8 (162 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Smartphones
Inside ZSmart Furniture
ZSmart Furniture photo
ZSmart Furniture photo
ZSmart Furniture photo
ZSmart Furniture photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

ZSmart Furniture is a family-owned and managed rent-to-own retailer with 6 stores across Michigan and Indiana, including Niles and Benton Harbor, Michigan, and Elkhart, Indiana. The company has served Michigan-area shoppers for more than 19 years, with a management team that brings over 150 years of combined service. ZSmart carries furniture, appliances, and electronics on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Compare ZSmart Furniture on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this ZSmart Furniture carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Smartphones
Smartphones and tablets

This location

528 28th St SE, Grand Rapids, MI. Open until 6 PM.

Call (616) 475-4600 Get directions

ZSmart Furniture will tell you what you qualify for before anything is run, stated by ZSmart Furniture.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

ZSmart Furniture offers furniture, appliances, electronics, computers, mattresses, smartphones on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

ZSmart Furniture is located at 528 28th St SE, Grand Rapids, MI. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including ZSmart Furniture, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact ZSmart Furniture directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact ZSmart Furniture to review its written return and early purchase terms.

You can contact the store directly by calling (616) 475-4600 or visiting in person at 528 28th St SE, Grand Rapids, MI.

Hours and how to get there

Monday (Today) 10:00 AM – 6:00 PM
Tuesday 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 7:00 PM
Saturday 9:00 AM – 5:00 PM
Sunday Closed

Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.

Where to find it
528 28th St SE Grand Rapids, MI 49548

Customer reviews

4.8 out of 5 stars, 162 Google reviews 4.8 162 · Google
Have you visited this store? Write a review on Google
Kelly France
Kelly France 8 months ago

ZSmart funiture is an awesome place to get funiture. They have welcoming environment, kind and helpful staff and a huge selection of funiture and home appliance. They got me in and out with same day delivery. Payments are very affordable and the they do weekly, bi weekly and monthly payments. I definitely recommend ZSmart for your funiture.

Zack Gentz
Zack Gentz 10 months ago

Aaron and everyone at the store were great super easy to rent from way easier than Aarons or Rent a Center. Rented my TV on the 2nd and they had it delivered on the 3rd never even had to go down to the store, guys that delivered the TV were awesome as well. Thank you for a painless process!

LeeGail Tovar
LeeGail Tovar 1 year ago

I have never had a bad experience deliveries were on time when things didn’t work out they understood. When things happen with payments they understand and try to work with us. The team is very polite and friendly especially with kids. Thank you zsmart

Jahmonica Lynn
Jahmonica Lynn 1 year ago

Ahhhh I love my furniture and the ppl who came out to put it together they was fast transparent and just helpful THANK YOU ZSMART

Marsha Baker
Marsha Baker 1 year ago

I cannot say enough about this company! I was looking for a company where we could rent the PlayStation five and the Nintendo switch for a reasonable amount of money plus get friendly and fast service. These guys in the store went above and beyond. From the moment we walked in the door to be waited on, to the moment our games systems were delivered we got nothing but professional, fast, and friendly service from everyone who works at the store. In fact, the first Nintendo switch I got didn’t work and a week later they had me a brand new one switched out. Delivery was on point. They were completely on time and completely honest every step of the way. My husband and I are very satisfied with the service that we received through this company. We are satisfied with the merchandise that we received through this company. I would highly encourage you to go there because they have great prices, friendly and courteous staff, and very fast most of the time same day delivery options. Thank you to all the staff that helped me and my husband and continue to help me and my husband if we have any questions or concerned regarding our merchandise. You have earned some loyal customers because when this merchandise is paid off, we do plan to come back to you for more. Keep up the great work guys. I hope you have a happy holiday season.

Steven Ray Talsma Jr
Steven Ray Talsma Jr 1 year ago

Best Lease to own in the Grand Rapids area. If you’re looking to refurnish your home this is the place to go! Friendly staff that are willing to work with you to get approved.

Keep looking

Other places to try in Grand Rapids, MI

More stores in Grand Rapids

All Grand Rapids stores

Nearest first. The figure is that store's own Google rating.

Listings and rankings on VRTO are never paid for. How rankings work

Categories at this store

Each opens that category across Grand Rapids. The count is the Grand Rapids stores carrying it.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of ZSmart Furniture or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for ZSmart Furniture is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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