ZSmart Furniture
Open right now until 6 PM. Call ahead and they will tell you what is on the floor today.
56153 M-51, Dowagiac, MI 49047 (269) 782-2100
Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.
What you can rent here
ZSmart Furniture is a family-owned and managed rent-to-own retailer with 6 stores across Michigan and Indiana, including Niles and Benton Harbor, Michigan, and Elkhart, Indiana. The company has served Michigan-area shoppers for more than 19 years, with a management team that brings over 150 years of combined service. ZSmart carries furniture, appliances, and electronics on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Compare ZSmart Furniture on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
What this store carries
These are the categories this ZSmart Furniture carries. Call the store for current prices and terms.
This location
56153 M-51, Dowagiac, MI. Open until 6 PM.
Call (269) 782-2100 Get directionsZSmart Furniture will tell you what you qualify for before anything is run, stated by ZSmart Furniture.
Before you go in
How rent-to-own leases usually work
Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.
What to bring
- Valid photo ID (driver's license, state ID, or passport)
- Proof of income (recent pay stub, bank statement, or benefits letter)
- Proof of residence (utility bill, lease agreement, or mail with your address)
- Personal references (typically 3 to 4 contacts with phone numbers)
How it works
- 1Browse in store and choose from available furniture, appliances, electronics, and more.
- 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
- 3Get approved, often same day, with immediate access to your items.
- 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.
Typically included with rent-to-own agreements:
Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.
Frequently asked questions
Hours and how to get there
Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.
Customer reviews
This place was great. Very friendly and helpful. Zero pressure. Chad was awesome. I'll definitely be going back to buy more. Furniture selection was great too.
Chad never calls back. Finds some reason not to call me back. Loves talking bad about the customers especially me. Personally I wouldn’t come here. Oh and when I come in to make my payment Chadwick gets up and walk away. Is that how business is handled?
They did an amazing job communicating with me and helping with which deal would be best! They brought and set up the furniture for me! I totally recommend them!
We came in about 2 years ago after trying to go through other rent to own places. Chad the main man was able to help us out after we were in desperate need of a few things. After our first purchase of our tv we came back for others. We have gotten a couch, washer and dryer from them. The professional quality of the sales team and delivery team are remarkable. David is our main man for delivery, sales and even tech issues. This is the best store to go to if you want personalized professional services. I will always be a repeat customer for life!
I definitely give this store a 5 star I've been dealing with them years Chad Yancy is the BEST he definitely knows how to talk and deal with customers he do his complete best and he is very honest individual. Thanks so much Chad. Most rental companies I've dealt with don't care about nothing but money its different here.
I love this store... zsmart in dowagiac mi. Chad & all the workers are great people... we have been doing business with Chad for years now... dowagiac zsmart is the best... the have been amazing 👏... they help you out with all you needs all the time. They are always very nice... they have amazing customers service... thanks so much for David & Joe for the fast delivery of our stove today. Great customer service fast and easy delivery! Recommend to everyone ... yall are very awesome. & do some amazing work... keep up the hard work & the great work..
Other places to try in Dowagiac, MI
More stores in Dowagiac
All Dowagiac storesNearest first. The figure is that store's own Google rating.
Categories at this store
Each opens that category across Dowagiac. The count is the Dowagiac stores carrying it.
Related pages
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of ZSmart Furniture or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Listing information for ZSmart Furniture is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.