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Rent to own stores in Charlotte, Michigan

2 rent-to-own stores serve Charlotte, MI.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Charlotte, MI

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Compare 2 rent-to-own stores in Charlotte

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Charlotte, MI

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Continental 4.9 136 reviews 1664 Packard Hwy (517) 541-2001 Website: Continental, 1664 Packard Hwy
Rent-A-Center 3.9 57 reviews 515 Lansing St #1A (517) 541-2783 Website: Rent-A-Center, 515 Lansing St #1A

What customers are saying

Recent reviews from rent-to-own stores in Charlotte.

They were very courteous, on time (even though the roads were bad) high fives to them both.

Kristina Fuller
Continental

they came and brought/ helped us place the furniture where we wanted and rearrange things. everything in perfect condition, very nice and helpful i loveeeeee, i didnโ€™t get the guys names but they were perfect!! everything was set and ready to use before they even left!!๐Ÿฉท๐Ÿ™๐Ÿผ

ashlyn crepeau
Continental

I love this place! Everyone is so nice and super understanding. They get your items delivered quick and for a great price compared to other furniture rental places. Highly recommend

T Doggy
Continental

Continental delivered my tv for me, it showed up perfect and everything was smooth. Jasmine and Patrick made the experience smooth and entertaining as always!

Kelli Salyers
Continental

In the store, Sarah narrowed down exactly what would work best for my needs and when delivering, Mark and Jaz were well organized, friendly, and efficient. They worked with my schedule to set up delivery, showed up "to the minute" on time, and had everything "use ready" in under 20 minutes.

Greg Shaffer
Continental

On my Charlotte adventure I stopped in to check out possibly a new recliner. Very nice furniture and very friendly staff. Was left was a very good impression!

Jacklyn Smith
Rent-A-Center
Reviews from Google
Charlotte, MI

What renting to own in Charlotte looks like

2 rent-to-own stores serve Charlotte, MI, from 2 companies.

Stores here include Continental (1664 Packard Hwy), Rent-A-Center (515 Lansing St #1A).

Michigan regulates rent-to-own under Michigan Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Charlotte will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Michigan, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Charlotte

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Charlotte.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Michigan has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Michigan law

What Michigan law gives you before you sign

Michigan regulates rent-to-own under Michigan Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Michigan Rental-Purchase Agreement Act Mich. Comp. Laws ยงยง 445.951 to 445.972
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, and early purchase opt...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Renting to own in Charlotte, answered

There are 2 rent-to-own stores in Charlotte, MI, from 2 companies: Continental, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Charlotte do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Charlotte offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Michigan requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Michigan regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Michigan are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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